The story of this market
The typical home in Chester County, Pennsylvania sells for about $649,950, or $262 per square foot.
Prices are down 4% from a year ago, which gives buyers more room to negotiate. Homes take about 33 days to sell. Over the long run, values in this county have grown 165% since 2000. Last year 96 of 119 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is winter weather, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,860 a month.
HUD sets the fair market rent for a 2-bedroom at $1,860 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+4%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+13.2%). Worst: 2009 (-3.5%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3.6%
PA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,216
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+4%
2025 change
FHFA repeat-sales index, median of 119 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
34
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $172,609,930.
Mortgage activity
Home lending in this county
78.7%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 27970 | 15124 | 78.7% | 4.7% | $355,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Chester County, Pennsylvania
The Chester County housing market is showing signs of stabilization as rapid price growth from previous years has cooled. While inventory remains tight, the market is adjusting to higher interest rates with a slight decline in year-over-year listing prices.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price diverges 17.7% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.
Select a city to expand its ZIP intel reports beneath · 20 cities · 47 ZIP reports
Median prices moved down 3.4% year over year.
Homes spend a median of 59 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 2.73% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 5.1% — a stable, low-distress profile.
Deterministic aggregate of 46 researched ZIP reports of 47 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Chester County, Pennsylvania — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 28
researched Sep 29
researched Sep 30
researched Oct 1
researched Sep 30
researched Oct 22
researched Sep 29
researched Oct 22
researched Sep 30
researched Sep 28
| 19301 | Paoli | $708,000 | $315 | -19.1% | 14 | 100.5% | 18% | 2.3 | 28 | $1,907 | researched Sep 28 |
| 19310 | Atglen | $434,147 | $199 | +4.2% | 44 | 101.7% | — | — | — | $1,265 | researched Sep 29 |
| 19311 | Avondale | $524,700 | $214 | +3% | 44 | 100% | — | — | — | $1,483 | researched Sep 30 |
| 19312 | Berwyn | $990,000 | $376 | +8% | 8 | — | — | — | 34 | $1,768 | researched Oct 1 |
| 19317 | Chadds Ford | $750,000 | $265 | -10.7% | 34 | 98.5% | 18% | 2.1 | 46 | $1,937 | researched Sep 30 |
| 19320 | Coatesville | $384,000 | $199 | -4.6% | 31 | 101.4% | — | — | 185 | $1,800 | researched Oct 22 |
| 19330 | Cochranville | $475,000 | $246 | +6.7% | 84 | — | — | — | 24 | $1,101 | researched Sep 29 |
| 19333 | Devon | $875,000 | $390 | +10% | 23 | 104.3% | 15% | 3 | 18 | $2,150 | researched Oct 22 |
| 19335 | Downingtown | $535,000 | $235 | +2.9% | 6 | 100.5% | 15% | 2.5 | 120 | $1,707 | researched Sep 30 |
| 19341 | Exton | $626,443 | $215 | +2.5% | 209 | — | — | — | 162 | $2,165 | researched Sep 28 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Chester County is widely recognized for its high-performing public school districts, which consistently rank among the best in Pennsylvania.
The county benefits from a diverse economic base including life sciences, healthcare, and financial services, with significant development momentum in suburban hubs.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Pennsylvania) — Homestead/Farmstead Exclusion: Formula: (Assessed Value - Exclusion Amount) × Tax Rate = Tax Owed. Exclusion amount varies by school district and county. State (Pennsylvania) — Property Tax Assessment: Tax = Assessed Value × Local Millage Rate (1 mill = $1 per $1,000 of assessed value).
The rental market remains competitive with a median asking rent of $2,350, reflecting steady demand in the Philadelphia suburban corridor.
The economy is anchored by the life sciences, pharmaceutical, and financial services sectors, supported by a highly educated workforce.
The county is served by major corridors including the Pennsylvania Turnpike and SEPTA regional rail lines connecting to Philadelphia.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A major historical site preserving the site of the 1777-1778 winter encampment of the Continental Army.
A world-renowned horticultural display garden featuring extensive conservatories and outdoor landscapes.
Data retrieved from Census Reporter and QuickFacts.
Municipalities may enact zoning, subdivision, and land development ordinances.
Pennsylvania Municipalities Planning Code (53 P.S. §§ 10101 et seq.)
applies when — Residential dwellings built before 1978.
Mandatory disclosure of known lead-based paint hazards.
Federal mandate incorporated into state disclosure expectations
Borrowers may cure default up to one hour before the foreclosure auction by paying all past-due amounts, fees, and costs.
Act 6 and Act 91
applies when — Communities with >12 units created after Feb 3, 1997.
Governed by the Uniform Planned Community Act (UPCA) regarding assessments, common elements, and association powers.
68 Pa. C.S. §§ 5101-5414
applies when — Applies to transfers of 1–4 unit residential properties.
Sellers must provide a written statement disclosing known material defects before the agreement of sale is signed.
68 Pa. C.S. §§ 7301-7315
applies when — Owner-occupied primary residences.
Formula: (Assessed Value - Exclusion Amount) × Tax Rate = Tax Owed. Exclusion amount varies by school district and county.
Taxpayer Relief Act (Act 1 of 2006)
Lenders must file a lawsuit and obtain a court judgment to foreclose; non-judicial or power-of-sale is prohibited.
Pennsylvania Rules of Civil Procedure Rules 1141-1150
Tax = Assessed Value × Local Millage Rate (1 mill = $1 per $1,000 of assessed value).
Pennsylvania Constitution Art. VIII
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.