The story of this market
The typical home in Camden County, Missouri sells for about $395,000, or $254 per square foot.
Prices are down 1.23% from a year ago, which gives buyers more room to negotiate. Homes take about 57 days to sell. Over the long run, values in this county have grown 104% since 2000. Last year 7 of 19 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is riverine flooding, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,033 a month.
HUD sets the fair market rent for a 2-bedroom at $1,033 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+19.5%). Worst: 2010 (-5.2%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3.7%
MO · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,430
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 19 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
88
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $61,726,301.
Mortgage activity
Home lending in this county
82.3%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 3446 | 1970 | 82.3% | 5.7% | $195,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Camden County, Missouri
The Camden County housing market is experiencing a cooling trend with median listing prices declining year-over-year. Inventory levels remain elevated near 1,900 active listings, while days on market have lengthened to 57 days. These indicators suggest a shift toward a buyer-favorable environment as price growth softens.
2 distress filing(s) on the ARED verified county foreclosure ledger. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 7 cities · 9 ZIP reports
Median prices moved up 0.1% year over year.
Homes spend a median of 68 days on market with 2.7 months of supply — a fast-moving market.
22% of listings have cut prices · homes sell at 98.08% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 0.0% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 8 researched ZIP reports of 9 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Camden County, Missouri — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Oct 5
researched Sep 27
researched Sep 27
| 65020 | Camdenton | $250,000 | $163 | — | 62 | 100% | — | — | 42 | $879 | researched Sep 27 |
| 65052 | Linn Creek | $245,000 | $138 | +3.2% | 42 | 97.5% | 12% | 4.5 | 18 | $821 | researched Sep 27 |
| 65065 | Osage Beach | $410,486 | $231 | +2.1% | 84 | 97.2% | 12.5% | 4.2 | 142 | $790 | researched Sep 27 |
| 65079 | Sunrise Beach | $599,900 | $235 | -9.9% | 112 | 96.2% | 18.5% | 8.4 | 271 | $1,221 | researched Sep 27 |
| 65324 | Climax Springs | $357,450 | $158 | +3.2% | 62 | 97.5% | 12% | 5.8 | 48 | $1,150 | researched Sep 27 |
| 65567 | Stoutland | $234,213 | $125 | 0% | 55 | 98% | 38.5% | 1.5 | 130 | $655 | researched Sep 27 |
| 65591 | — | $249,900 | $168 | +4.1% | 84 | 96.5% | 12% | 14 | 42 | $1,015 | researched Oct 5 |
| 65786 | Macks Creek | $235,000 | $135 | +2.4% | 88 | 97.5% | 12% | 5.2 | 42 | $1,158 | researched Sep 27 |
| 65787 | Roach | $361,000 | $205 | +2.4% | 112 | 96.5% | 18% | 12 | 48 | $1,086 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county economy is characterized as somewhat prosperous with an unemployment rate of approximately 3.5% as of May 2026.
Data retrieved from US Census Bureau profile for Camden County, MO.
applies when — Applies only in counties that have formally adopted the provisions of RSMo Section 137.082.
Allows for the assessment and taxation of newly constructed residential property starting the first month following occupancy, and pro rata removal from tax rolls for improvements destroyed by natural disaster.
RSMo Section 137.082.
Residential property is assessed at 19% of its true market value. The formula is: (Market Value * 0.19) * Local Tax Rate = Annual Tax Liability.
Established under Article X, Section 4(b) of the Missouri Constitution and RSMo Section 137.115.
Allows lenders to foreclose without court intervention via power of sale. Requires specific notice of default and intention to foreclose; prohibits deficiency judgments against owner-occupants in certain nonjudicial residential foreclosures.
Governed by RSMo Sections 443.290 to 443.440.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.