The story of this market
The typical home in ZIP 65786 sells for about $235,000, or $135 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,158 a month.
ZIP 65786 — Macks Creek
The 65786 market is characterized by stable, modest price growth and low inventory, reflecting its status as a quiet rural residential area. Market activity is driven by local buyers and those seeking recreational proximity to the Lake of the Ozarks, with limited new development pressure. Figures for active inventory and days on market are based on current local listings, while demographic data is sourced from the most recent ACS estimates.
This ZIP is best suited for rural-lifestyle seekers, retirees, and local workers who prioritize affordability and proximity to outdoor recreation over urban amenities.
Median prices moved up 2.4% year over year.
Homes spend a median of 88 days on market with 5.2 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 14.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 65786, Camden County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Macks Creek area are generally lower than the national average, though property crime remains the primary concern for local law enforcement.
Schools serving the 65786 area are primarily managed by the Macks Creek R-V School District, which maintains a modest academic profile typical of rural Missouri districts.
The area is subject to standard Midwestern weather risks, including severe thunderstorms and occasional tornado activity; flood risk is localized to low-lying areas near creeks.
Economic momentum is limited, with the area serving primarily as a rural residential and recreational hub rather than a center for major corporate development.
Property taxes are assessed by Camden County based on local millage rates, which include funding for school districts and county services; no specific municipal income tax applies.
Commutes are primarily car-dependent, with residents typically driving to nearby employment hubs in Camdenton or Lebanon via state highways.
The area offers proximity to the Lake of the Ozarks for boating and fishing, along with access to local rural parks and outdoor trails.
The rental market is characterized by limited inventory and stable demand, with few large-scale multi-family developments and a reliance on individual investor-owned properties.
The local economy is driven by tourism, agriculture, and small-scale retail services, with many residents commuting to larger nearby towns for employment.
Transportation is entirely reliant on private vehicles, with no public transit infrastructure serving the rural geography of Macks Creek.
There are no major large-scale commercial or residential developments currently approved or under construction within the ZIP code.
The Camden County Assessor manages property valuations, typically conducting reassessments on a biennial cycle.
Parcels are subject to school district taxes and county-level levies; no significant MUD or PID districts are present.
Property insurance premiums are influenced by regional wildfire and storm risks, with standard market availability for residential coverage.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional destination for boating, fishing, and water sports.
Nearby state park featuring unique geological formations and historic ruins.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.