The story of this market
The typical home in ZIP 65591 sells for about $249,900, or $168 per square foot.
Prices are up +4.1% from a year ago, so sellers still have some momentum. Homes take about 84 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,015 a month.
ZIP 65591
The housing market in 65591 is characterized by low inventory and slow turnover, typical of a seasonal lake-oriented community. Prices have seen modest year-over-year growth, driven by demand for recreational properties. Data for specific metrics like months of supply and price cuts are based on current active listing snapshots.
This ZIP is best suited for retirees, vacation-home buyers, and those seeking a quiet, lake-oriented lifestyle rather than urban commuters.
Median prices moved up 4.1% year over year.
Homes spend a median of 84 days on market with 14.0 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 33.3% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 65591, Camden County MO
The area is subject to standard regional risks including severe thunderstorms and potential flooding near the Lake of the Ozarks.
Economic momentum is primarily driven by tourism and seasonal recreation associated with the Lake of the Ozarks region.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Missouri) — Occupancy Law Property Tax Proration: Allows for the assessment and taxation of newly constructed residential property starting the first month following occupancy, and pro rata removal from tax rolls for improvements destroyed by natural disaster. State (Missouri) — Residential Property Tax Assessment: Residential property is assessed at 19% of its true market value. The formula is: (Market Value * 0.19) * Local Tax Rate = Annual Tax Liability.
Commuting is primarily car-dependent, with residents typically driving to nearby employment hubs in Camdenton or Osage Beach.
The area is defined by its proximity to the Lake of the Ozarks, offering extensive boating, fishing, and outdoor recreation opportunities.
The rental market is heavily influenced by seasonal demand and short-term vacation rentals due to the proximity to the lake.
The local economy is anchored by the tourism, hospitality, and retail sectors serving the Lake of the Ozarks resort area.
Transportation is entirely reliant on private vehicles; there is no public transit infrastructure.
Development is largely focused on residential expansion and recreational facility upgrades.
Camden County Assessor maintains property valuations based on annual market analysis.
Parcels are subject to local school district taxes and fire protection district levies.
Insurance premiums are moderate but can be impacted by proximity to water and wildfire risk in wooded areas.
Missouri is a non-judicial foreclosure state.
Missouri requires sellers to provide a property disclosure statement regarding known material defects.
Data retrieved from US Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional attraction for boating and fishing.
Nearby state park featuring ruins and hiking trails.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.