The story of this market
The typical home in ZIP 65013 sells for about $325,000, or $175 per square foot.
Prices are down 2.2% from a year ago, which gives buyers more room to negotiate. Homes take about 85 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $575 a month.
ZIP 65013 — Belle
The Camdenton housing market is currently experiencing a period of stabilization with a median price of $325,000. Market activity is balanced, though inventory levels remain elevated relative to the sales pace. The market is primarily driven by local demand and seasonal interest in the Lake of the Ozarks region.
This area is well-suited for retirees, vacation-home buyers, and families seeking a lake-oriented lifestyle with a lower cost of living compared to major urban centers.
Median prices moved down 2.2% year over year.
Homes spend a median of 85 days on market with 6.5 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 95.8% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.5% · poverty 19.4% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 65013, Camden County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Camdenton are generally lower than the national average, with property crime being the most frequently reported concern in the area.
The Camdenton R-III School District is the primary provider, generally regarded as a stable district with a focus on community-integrated education.
The area is subject to standard Midwestern weather risks, including severe thunderstorms and occasional flooding near the Lake of the Ozarks shoreline.
Economic momentum is driven by tourism, retail, and services centered around the Lake of the Ozarks, with ongoing infrastructure maintenance to support seasonal population influxes.
Property taxes are assessed by Camden County based on local millage rates, which include funding for schools, county services, and special road districts.
Commuting is primarily car-dependent, with residents traveling along US-54 to reach employment hubs in Osage Beach or Lebanon.
The area is a major recreational hub featuring immediate access to the Lake of the Ozarks, Ha Ha Tonka State Park, and various golf courses and marinas.
The rental market is influenced by seasonal demand from tourism and lake-related activities, with a mix of long-term residential and short-term vacation rentals.
The economy is heavily anchored by the tourism and hospitality sectors, supported by retail and local government services.
Transportation is almost exclusively via private vehicle, with US-54 serving as the primary artery for regional connectivity.
Development is focused on residential expansion and commercial projects catering to the tourism industry.
The Camden County Assessor manages property valuations, typically reassessing on a biennial cycle.
Parcels may be subject to special assessments for fire protection, ambulance districts, and local road maintenance.
Insurance premiums are influenced by proximity to the lake and wildfire risk in wooded areas, with standard coverage widely available.
Data retrieved from data.census.gov for ZCTA 65013.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Features unique geological formations, castle ruins, and extensive hiking trails.
Major regional attraction for boating, fishing, and water sports.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.