The story of this market
The typical home in Vance County, North Carolina sells for about $279,000, or $158 per square foot.
Prices are roughly flat from a year ago (+0.78%), a market in balance. Homes take about 74 days to sell, which is slow. Over the long run, values in this county have grown 79% since 2000. Last year 4 of 6 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is winter weather, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,012 a month.
HUD sets the fair market rent for a 2-bedroom at $1,012 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+10.8%). Worst: 2010 (-3.5%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.7%
NC · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,261
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 6 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
39
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $10,756,515.
Mortgage activity
Home lending in this county
71.7%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1114 | 558 | 71.7% | 9.7% | $130,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Vance County, North Carolina
The Vance County housing market is currently cooling, characterized by a slower pace of sales and a modest year-over-year price increase. High interest rates and economic headwinds are contributing to longer days on market, though inventory remains relatively constrained.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 4 ZIP reports
Median prices moved up 2.6% year over year.
Homes spend a median of 75 days on market with 0.2 months of supply — a fast-moving market.
1% of listings have cut prices · homes sell at 5.4% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.2% · poverty 19.8% — a mixed stability profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 4 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Vance County, North Carolina — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 20
| 27536 | Henderson | $185,250 | $115 | -2.4% | 190 | 96.5% | 12% | 4.8 | 72 | $861 | researched Sep 16 |
| 27537 | Henderson | $249,550 | $158 | +2.4% | 62 | 97.5% | 12% | 4.2 | 118 | $964 | researched Sep 16 |
| 27544 | Kittrell | $345,000 | $185 | +2.1% | 42 | 98.5% | 18.5% | 3.2 | 118 | $787 | researched Sep 16 |
| 27553 | Middleburg | $348,000 | $165 | +2.7% | 75 | — | — | — | 572 | $774 | researched Sep 20 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Vance County experiences crime rates that are generally higher than the North Carolina state average, with property and violent crime being primary concerns for local law enforcement.
Public schools in Vance County are primarily served by Vance County Schools, which faces ongoing challenges in academic performance and resource allocation compared to neighboring districts.
The county is subject to standard regional risks including severe thunderstorms and occasional tropical weather impacts, with flood zones primarily located near Kerr Lake and the Tar River.
Economic momentum is driven by proximity to the Research Triangle region and logistics hubs along I-85, though the county remains largely rural with a focus on manufacturing and retail.
Property taxes are levied by the county and the City of Henderson, with rates determined by annual assessments; the county utilizes a standard ad valorem tax system with no major special district exemptions for residential parcels.
The economy is anchored by manufacturing, retail trade, and healthcare services, with significant influence from the nearby Research Triangle labor market.
The county is bisected by I-85 and US-1, providing critical north-south transit corridors connecting the area to Durham and Raleigh.
The Vance County Tax Department conducts periodic revaluations to determine the fair market value of real property for ad valorem tax purposes.
The county is served by Vance County Schools and various fire/rescue service districts that operate independently of municipal boundaries.
Property insurance premiums are influenced by regional wind and storm exposure, with rates generally consistent with the broader North Carolina Piedmont region.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A massive reservoir offering boating, fishing, and camping, serving as a primary regional outdoor destination.
Features preserved architecture and local businesses that anchor the county seat's downtown area.
Data retrieved from Census Reporter and FRED.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Applies to parcels where the title holder has created or is subject to recorded easements, restrictions, or conditions.
Imposes binding limitations on the use, development, or maintenance of the parcel as defined in the recorded instrument.
N.C. Gen. Stat. § 39-6.4
Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate. Assessment is based on the true value in money, with counties required to conduct revaluations at least every eight years.
N.C. Gen. Stat. Chapter 105, Article 12 (2025)
applies when — Applies to parcels governed by a Homeowners' Association (Chapter 47F) or Condominium Association (Chapter 47C) where assessments remain unpaid.
Associations may file a claim of lien and foreclose in a manner similar to a mortgage under power of sale, or through a civil action.
N.C. Gen. Stat. § 47F-3-116 and § 47C-3-116
A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created.
N.C. Gen. Stat. § 105-355
Allows for non-judicial foreclosure, though it requires a hearing before the Clerk of Superior Court to authorize the sale. Borrowers are entitled to a pre-foreclosure notice at least 45 days prior to the filing of a notice of hearing for primary residences.
N.C. Gen. Stat. Chapter 45, Article 2A and Article 11
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.