The story of this market
The typical home in Montgomery County, Georgia sells for about $115,500.
Over the long run, values in this county have grown 45% since 2002. HUD's fair market rent for a two-bedroom is $1,002 a month.
HUD sets the fair market rent for a 2-bedroom at $1,002 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2002–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+19.4%). Worst: 2020 (-7.7%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.1%
GA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,387
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2002–2025
0%
2025 change
FHFA repeat-sales index, median of 2 census tracts in this county (2002 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
35
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $3,018,009.
Mortgage activity
Home lending in this county
63.2%
2019 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 171 | 85 | 75.6% | 9.1% | $155,000 |
| 2019 | 201▲ | 90▲ | 63.2% | 0% | $215,000▲ |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Montgomery County, Georgia
Montgomery County is a rural, low-density market with a median home value significantly below state and national averages. The housing stock is primarily owner-occupied with limited inventory and slow turnover, reflecting its rural character.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 4 cities · 7 ZIP reports
Median prices moved down 3.7% year over year.
Homes spend a median of 97 days on market with 0.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 76.59% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · poverty 20.6% — a mixed stability profile.
Deterministic aggregate of 5 researched ZIP reports of 7 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 20
researched Sep 20
| 30410 | Ailey | $390,000 | $184 | 0% | 69 | — | — | — | 63 | $1,044 | researched Sep 16 |
| 30412 | Alston | $159,400 | $105 | +2.1% | 145 | 96.5% | 5% | 8.2 | 4 | $850 | researched Sep 16 |
| 30445 | Mount Vernon | $239,000 | $135 | -8% | 78 | 96% | — | — | 40 | $590 | researched Sep 16 |
| 30457 | Soperton | $195,833 | $115 | 0% | 174 | — | — | — | 25 | $734 | researched Sep 16 |
| 30473 | Uvalda | $272,000 | $115 | 0% | 142 | 98% | — | — | 9 | $737 | researched Sep 20 |
| 30474 | Vidalia | $290,000 | $131 | +81.3% | 34 | 108% | — | — | 123 | $820 | researched Sep 20 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Georgia) — Homestead Exemption: Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied. State (Georgia) — Ad Valorem Property Tax Assessment: Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
- Palm Beach Island4.520.8 mi
- Sweet Onion Cinemas4.28.8 mi
- Vidalia Onion Museum4.78.8 mi
- TNT Bowling Center4.17.9 mi
- Deen’s Landing4.518.6 mi
- Vidalia Onion Museum4.78.8 mi
- Partin Park or Lyons Recreation Department4.511.4 mi
- Oconee River Lodge4.517.7 mi
- Towns Bluff Park & Heritage Center4.415.9 mi
- Vidalia Recreation Department4.48 mi
- Deen’s Landing4.518.6 mi
- Belk4.38.3 mi
- The Parts Farm4.217 mi
- DG Market411.7 mi
- Woody Folsom Nissan of Vidalia4.47.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
data.census.gov
applies when — Owner must occupy the property as their legal residence and have owned the property on January 1 of the tax year.
Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied.
O.C.G.A. § 48-5-40
Sellers are required to truthfully answer questions posed by buyers regarding the property's condition, though specific liability protections exist for non-disclosure of certain psychological impacts or non-material facts.
O.C.G.A. § 44-1-16
Allows lenders to foreclose on property without a court order provided the security deed contains a power of sale clause; requires specific notice and advertising procedures.
O.C.G.A. Title 44, Chapter 14, Article 7
Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
O.C.G.A. § 48-5-7
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.