The story of this market
The typical home in Greene County, Georgia sells for about $681,818, or $250 per square foot.
Prices are down 25.7% from a year ago, which gives buyers more room to negotiate. Homes take about 78 days to sell, which is slow. Over the long run, values in this county have grown 81% since 2000. Last year 3 of 6 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,002 a month.
HUD sets the fair market rent for a 2-bedroom at $1,002 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2000 (+20.1%). Worst: 2010 (-12.8%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.1%
GA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,359
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 6 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
41
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $8,843,054.
Mortgage activity
Home lending in this county
81.8%
2019 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1004 | 524 | 78.8% | 4% | $245,000 |
| 2019 | 1221▲ | 658▲ | 81.8%▲ | 3.3% | $295,000▲ |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Greene County, Georgia
The Greene County housing market is experiencing a significant correction, with median sale prices declining sharply year-over-year as inventory levels stabilize. High interest rates and a cooling luxury segment are driving the downward pressure on prices, despite continued interest in the area's resort-style amenities.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price diverges 17.4% from the nearest retained anchor (prior refresh cycle) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.
Select a city to expand its ZIP intel reports beneath · 3 cities · 3 ZIP reports
Median prices moved up 0.1% year over year.
Homes spend a median of 74 days on market with 0.3 months of supply — a fast-moving market.
1% of listings have cut prices · homes sell at 96.02% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 9.8% — a stable, low-distress profile.
Deterministic aggregate of 2 researched ZIP reports of 3 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Greene County, Georgia — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 16
researched Sep 16
researched Sep 17
| 30642 | Greensboro | $860,000 | $267 | +0.5% | 74 | 96% | — | — | 457 | $997 | researched Sep 16 |
| 30669 | Union Point | — | $180 | -8.8% | 85 | 96.5% | 15% | 6.2 | 18 | $867 | researched Sep 16 |
| 30678 | White Plains | $633,000 | $232 | +2.6% | 53 | 100% | 46% | 6 | 810 | $786 | researched Sep 17 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county is served by the Greene County School District, which provides public education for the area's K-12 students.
The area is subject to standard regional climate risks including severe thunderstorms and occasional wind events; property insurance markets remain sensitive to these exposures.
Economic momentum is driven by residential development and the hospitality sector, particularly around the Lake Oconee area which serves as a major regional anchor.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Georgia) — Homestead Exemption: Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied. State (Georgia) — Ad Valorem Property Tax Assessment: Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
The county is anchored by Lake Oconee, offering extensive water-based recreation, boating, and fishing, alongside numerous championship golf courses and resort-style amenities.
The rental market is characterized by high-end demand, particularly for seasonal or resort-adjacent housing, with average rents significantly exceeding national averages.
The economy is heavily influenced by the tourism, hospitality, and real estate sectors, with significant activity centered on the Lake Oconee resort corridor.
The county is primarily served by regional highway corridors including I-20, which provides access to the broader Atlanta metro area.
The Greene County Tax Assessor is responsible for the valuation of all real and personal property within the county for tax purposes.
The county is served by the Greene County School District and various local utility providers managing water and sewer infrastructure.
Property insurance premiums are influenced by regional weather patterns and the high value of luxury residential inventory in the lake area.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A massive reservoir providing the primary recreational hub for the county, featuring boating, fishing, and waterfront dining.
A premier golf and residential community featuring multiple championship courses and luxury resort facilities.
Data retrieved from US Census Bureau QuickFacts and ACS profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Owner must occupy the property as their legal residence and have owned the property on January 1 of the tax year.
Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied.
O.C.G.A. § 48-5-40
Sellers are required to truthfully answer questions posed by buyers regarding the property's condition, though specific liability protections exist for non-disclosure of certain psychological impacts or non-material facts.
O.C.G.A. § 44-1-16
Allows lenders to foreclose on property without a court order provided the security deed contains a power of sale clause; requires specific notice and advertising procedures.
O.C.G.A. Title 44, Chapter 14, Article 7
Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
O.C.G.A. § 48-5-7
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.