LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 99654 sells for about $436,971, or $229 per square foot.

Prices are down 2.9% from a year ago, which gives buyers more room to negotiate. Homes take about 23 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,276 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 99654 — Wasilla

Matanuska-Susitna County →Anchorage marketrefreshed Sep 14, 2026next refresh Oct 14, 2026
Market mood · cautiously optimistic

ZIP 99654 maintains steady market liquidity driven by its competitive pricing relative to Anchorage and resilient regional employment. The median sale price sits at $436,971 with homes moving in a median of 23 days on market, demonstrating consistent demand despite elevated interest rates. While price cuts on 34.7% of listings reflect buyer sensitivity to affordability thresholds, the 99.1% sale-to-list ratio points to balanced market fundamentals.

Who this ZIP fits

ZIP 99654 is best suited for Anchorage-area commuters and family buyers seeking newer single-family construction on acreage that cannot be found at comparable price points within municipal Anchorage.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 294.4 km²Water area · 18.8 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$436,971
-2.9% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
23 days
Active listings
268
Listings with price cuts
35%
share of active listings
Sale-to-list ratio
99.1%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
65
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
36
Growth/100

Median prices moved down 2.9% year over year.

86
Liquidity/100

Homes spend a median of 23 days on market with 2.8 months of supply — a fast-moving market.

58
Momentum/100

35% of listings have cut prices · homes sell at 99.1% of asking — demand is holding steady.

79
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.1% · poverty 10.0% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$255,000$340,000$425,000$510,000$595,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$3,000$3,750$4,500$5,250$6,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+8.4%

versus the prior ACS vintage

Net migration
+845 people

net influx — more people moved in than out

Population base
44,647

ZCTA 99654, Matanuska-Susitna Borough AK

Area context
Crime & safety

Reported crime rates in Wasilla and surrounding Mat-Su Borough communities reflect elevated property crime rates relative to the national average, though violent crime remains concentrated in specific commercial corridors rather than low-density residential subdivisions.

Schools & education

The area is served by the Matanuska-Susitna Borough School District, featuring solid performance at primary levels such as Cottonwood Creek Elementary (rated 8/10 on GreatSchools), though secondary schools show wide variation across performance metrics.

Environmental & hazard

Environmental posture is characterized by low-to-moderate flood exposure (roughly 2% of parcels at risk), alongside recurring high-wind events ('Matanuska winds'), seismic exposure, and localized wildfire interface risks during dry summer periods.

Growth & development

The Mat-Su Valley continues to serve as the fastest-growing residential and commercial region in Alaska, driven by sustained out-migration from Anchorage seeking newer housing stock, larger lot sizes, and retail expansion along the Parks Highway corridor.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alaska) — Optional Municipal Residential / Homestead Exemption Authorization: Allows municipal taxing bodies to exempt a percentage of the assessed value (commonly up to 20%, often capped at $50,000, as implemented in jurisdictions like Anchorage) for owner-occupied primary residences. State (Alaska) — Statewide Senior Citizen and Disabled Veteran Property Tax Exemption: Mandates that municipalities exempt the first $150,000 of assessed property value from ad valorem taxation. Formula: Taxable Value = Max(0, Assessed Value - $150,000). State (Alaska) — Alaska Statutory Real Property Assessment Ratio and Municipal Levy Authority: Imposes an ad valorem property tax assessed at 100% full and true value (fair market value assessment ratio of 1.0) under AS 29.45.110.

Transportation & commute

The commute from ZIP 99654 into central Anchorage spans approximately 43 miles via the George Parks Highway (AK-3) and Glenn Highway (AK-1), typically requiring 45 to 65 minutes depending on weather and winter road conditions.

Recreation & amenities

Residents have immediate access to Wasilla Lake, Lake Lucille Park, the Iditarod Trail network, Settlers Bay Golf Course, and regional recreation hubs offering boating, cross-country skiing, and snowmachining.

Rental market

Rental inventory across Wasilla remains relatively tight with median asking rents around $2,000 per month; demand is supported by Anchorage commuters, base personnel from JBER, and seasonal tourism driving short-term cabin rentals.

Economy & employers

The local economic base relies heavily on retail, trade, healthcare services centered around Mat-Su Regional Medical Center, school district administration, and bedroom-community commuting to Anchorage and Joint Base Elmendorf-Richardson (JBER).

Transportation & infrastructure

Commuters travel via the Glenn-Parks Highway interchange; limited commuter transit is provided by Valley Mover bus services into downtown Anchorage, though personal vehicles dominate transportation.

Development pipeline

Development activity is focused on single-family suburban subdivisions on unzoned borough land, road access improvements, and continuous commercial expansion along the AK-3 thoroughfare.

Special districts

Parcels are subject to Matanuska-Susitna Borough taxes, Mat-Su School District assessments, and regional fire and road service areas (RSAs/FSAs) depending on precise parcel placement outside city limits.

Insurance & hazard market

Homeowners insurance premiums reflect cold-climate perils, pipe freeze vulnerabilities, distance from rural fire stations in outlying areas, and earthquake risk across Southcentral Alaska.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 99654, Matanuska-Susitna Borough AK
Population
44,647
Median age
35.3 yrs
Owner-occupancy
74.2%
Median home value
$332,400
Median gross rent
$1,385
Median household income
$91,845
Median year built
1997
Vacancy rate
8.6%
Renter share
25.8%
Owner cost burden
24.1%
Renter cost burden
46.5%
Population change
+8.4%
Net migration
845
Work-from-home share
8.2%
Mean commute
36.4 min
Bachelor's or higher
24.8%
Unemployment
6.1%
Poverty rate
10%
Avg household size
2.84
White alone (non-Hispanic)
77.8%
American Indian / Alaska Native alone (non-Hispanic)
6.8%
Two or more races (non-Hispanic)
7.4%
Hispanic or Latino
5.2%
Asian alone (non-Hispanic)
1.6%
Black or African American alone (non-Hispanic)
1.2%

Data tabulated at the ZCTA 99654 level via U.S. Census Bureau ACS 5-year profiles.

Public schools with an address here · 4

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Cottonwood Creek Elementary SchoolElementary8/10Matanuska-Susitna Borough School DistrictServes grades PreK-5 with strong testing performance relative to state averages.
Iditarod Elementary SchoolElementary5/10Matanuska-Susitna Borough School DistrictServes central Wasilla PreK-5 students.
Wasilla Middle SchoolMiddle4/10Matanuska-Susitna Borough School DistrictPublic middle school serving grades 6-8.
Wasilla High SchoolHigh5/10Matanuska-Susitna Borough School DistrictComprehensive 9-12 public high school offering standard diploma and CTE tracks.
Utilities & services
ElectricMatanuska Electric Association (MEA)Member-owned electric cooperative serving the Mat-Su Valley and Eagle River.
Natural GasEnstar Natural Gas CompanyPiped natural gas provider throughout urbanized Wasilla corridors.
Water & SewerCity of Wasilla / Private Well & SepticMunicipal utility inside city limits; private on-site well and septic systems in outlying subdivisions.
Internet / BroadbandMatanuska Telecom Association (MTA) / GCIFiber-to-the-home and cable broadband options alongside Starlink.
Trash & RecyclingAlaska WasteCurbside collection services across residential zones.
Amenities & attractions4 retained amenities · 2 developments on the horizon
Inside this ZIP
Lake Lucille Park
Park and Lakefront

Public lake park offering non-motorized and motorized water access, boardwalk trails, camping spaces, and pavilion areas.

Curtis D. Menard Memorial Sports Center
Sports Complex

Major municipal indoor recreation facility featuring an ice arena, indoor turf track, and community event venue.

Settlers Bay Golf Course
Golf Course

18-hole championship public golf course set among wetlands and birch forests on the outskirts of Wasilla.

Iditarod Trail Sled Dog Headquarters
Attraction / Museum

Landmark museum, gift shop, and dog-cart ride destination celebrating the historic Iditarod Trail Race.

On the horizon · announced & under construction
Parks Highway Corridor Commercial ExpansionsCommercial / Mixed-UseUnder ConstructionOngoing retail pads, commercial services, and pad site deliveries along the George Parks Highway commercial corridor.
Mat-Su Regional Medical Center ExpansionsHealthcare InfrastructureApprovedPhased capital upgrades and outpatient clinic development supporting the growing regional population base.
Deterministic roll-up
3 of 3 researched properties contributed
Median sale price
$333,078
Closed sales (monthly)
3
Median asking rent
$1,982/mo
Distress filings (ledger)
1

Deterministic aggregate of 3 researched properties in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.