The story of this market
The typical home in ZIP 81041 sells for about $165,000, or $115 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $950 a month.
ZIP 81041 — Granada
The housing market in 81041 is characterized by low inventory and slow turnover, reflecting a stable, rural economic environment. Prices have seen modest year-over-year growth, driven by limited supply rather than high demand. The market remains affordable compared to state averages, with activity primarily driven by local residents.
This ZIP is best suited for local workers, retirees, and those seeking a quiet, low-cost rural lifestyle with minimal housing market volatility.
Median prices moved up 2.5% year over year.
Homes spend a median of 88 days on market with 6.0 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.8% · poverty 19.5% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 81041, Prowers County CO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Granada area are generally low, consistent with rural Prowers County trends and significantly below state urban averages.
The area is served by the Granada School District, which provides small-class-size instruction typical of rural Colorado districts.
The region faces moderate risks from high winds and occasional severe thunderstorms, with flood risks primarily concentrated near the Arkansas River corridor.
Economic momentum is driven primarily by regional agriculture and local government services, with limited new commercial development activity.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Colorado) — Statutory Agricultural Land Reclassification and Improvement Valuation: Under C.R.S. § 39-1-102(1.6)(a)(I), up to two acres of land directly underlying a residential improvement on agricultural parcels are segregated and assessed at residential rates (6.80% / 7. State (Colorado) — Senior and Disabled Veteran Property Tax Homestead Exemption: Exempts 50% of the first $200,000 of actual market value of the qualifying primary residential parcel from property taxation (a maximum actual value deduction of $100,000). State (Colorado) — Colorado Split Residential Property Tax Assessment Rate Structure: Imposes annual ad valorem property taxes determined using a bifurcated assessment rate system. Assessed Value = Actual (Market) Value × Assessment Rate. Beginning for tax years 2025/2026, residential property is assessed at 6.
Commutes are primarily local within Prowers County, with limited public transit options available for regional travel.
Recreation is centered on local community parks and proximity to the Arkansas River for outdoor activities, with limited large-scale shopping or entertainment venues.
The rental market is characterized by low turnover and limited inventory, with most units consisting of single-family homes.
The economy is heavily reliant on the agricultural sector, including crop production and livestock, supported by local government and school district employment.
Transportation is dominated by private vehicle use along the US-50 corridor, which serves as the primary artery for regional connectivity.
There are no major large-scale commercial or residential developments currently approved or under construction in the ZIP.
The Prowers County Assessor manages property valuations using a biennial cycle based on market sales and cost approaches.
Parcels are subject to local school district levies and county-wide special districts for emergency services and public health.
Property insurance premiums are influenced by regional wildfire and wind exposure, though generally lower than in the Colorado Front Range.
Data retrieved from data.census.gov ZCTA 81041 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Amache National Historic Site4.613.3 mi
- Amache Museum4.714 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Local community green space for recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.