The story of this market
The typical home in ZIP 78547 sells for about $125,000, or $98 per square foot.
Prices are down 2.1% from a year ago, which gives buyers more room to negotiate. Homes take about 112 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $950 a month.
ZIP 78547 — Garciasville
The housing market in 78547 remains stable with low transaction volume and limited inventory. Prices have seen a slight year-over-year decline, reflecting broader regional economic trends in South Texas. Demand is primarily driven by local residents, with minimal speculative investment activity.
This ZIP is best suited for local families and long-term residents seeking affordable housing in a rural South Texas setting.
Median prices moved down 2.1% year over year.
Homes spend a median of 112 days on market with 7.0 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 94.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 11.2% · poverty 34.5% — elevated distress and economic pressure.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 78547, Starr County TX
Schools serving the area are part of the Roma Independent School District, which generally maintains a stable accountability rating within the region.
The area is subject to regional flood risks associated with the Rio Grande basin and extreme heat conditions typical of South Texas.
Economic momentum is primarily driven by agricultural activity and cross-border trade infrastructure in the surrounding Starr County region.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Residents primarily rely on personal vehicles for commuting via US Highway 83 toward employment centers in Roma or Rio Grande City.
Recreational opportunities are limited, consisting primarily of local community parks and proximity to the Rio Grande for outdoor activities.
The rental market is characterized by low turnover and limited inventory, with demand driven by local workforce needs.
The local economy is heavily reliant on agriculture, oil and gas services, and public sector employment within Starr County.
Transportation is dominated by US Highway 83, serving as the primary corridor for regional transit and logistics.
Development is largely focused on small-scale residential infill and infrastructure maintenance.
The Starr County Appraisal District manages property assessments for all taxing jurisdictions within the county.
Parcels are subject to Starr County, Roma ISD, and regional water district taxes.
Property insurance premiums are influenced by regional windstorm and flood exposure risks common to the South Texas border region.
Texas operates as a non-judicial foreclosure state with relatively short timelines for lender recovery.
Texas law requires sellers to provide a standard Seller's Disclosure Notice regarding the condition of the property.
Data retrieved from data.census.gov ZCTA 78547 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides regional border access and limited recreational fishing.
Local public space for community gatherings.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.