The story of this market
The typical home in ZIP 75645 sells for about $335,000, or $185 per square foot.
Prices are up +39.5% from a year ago, so sellers still have some momentum. Homes take about 106 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,060 a month.
ZIP 75645 — Gilmer
The 75645 housing market shows significant year-over-year price appreciation, though sales volume remains relatively low. The market is driven by new construction and a limited supply of existing homes, maintaining a stable but cautious outlook for buyers and investors.
This ZIP is well-suited for families and individuals seeking a rural or small-town lifestyle with more affordable housing options compared to larger metro areas.
Median prices moved up 39.5% year over year.
Homes spend a median of 106 days on market with 0.0 months of supply — a slower-moving market.
10% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 14.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 75645
Schools in the area are primarily served by the Gilmer Independent School District.
The area is characterized by a mix of rural and residential development with ongoing new construction activity.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00). State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the…
The area is primarily car-dependent with residents commuting to nearby employment hubs like Longview.
Local recreation includes access to rural parks, outdoor spaces, and community facilities within Gilmer.
The rental market is characterized by a low renter share of approximately 16% with a median gross rent of $1,060.
The local economy is supported by a mix of small businesses, agriculture, and proximity to the Longview industrial and service sectors.
Development is focused on low-density residential expansion and new single-family home construction.
Parcels are subject to Gilmer ISD and Upshur County taxing jurisdictions.
Data retrieved from U.S. Census Bureau ZCTA profiles.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.
Provides local outdoor recreation and green space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.