The story of this market
The typical home in ZIP 75431 sells for about $192,600, or $115 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,150 a month.
ZIP 75431 — Como
The housing market in 75431 is characterized by low inventory and slow turnover, typical of a rural Texas market. Prices have seen modest year-over-year growth, supported by steady demand for affordable single-family homes. The market remains stable with limited new construction activity.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle with affordable housing options and a strong sense of community.
Median prices moved up 2.1% year over year.
Homes spend a median of 88 days on market with 4.2 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 12.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 75431, Hopkins County TX
The area is served by the Como-Pickton Consolidated Independent School District, which provides local educational services for the community.
The region is subject to standard North Texas weather risks, including severe thunderstorms and occasional tornado activity; flood risk is localized to specific low-lying areas.
Economic activity is primarily driven by agriculture and local services, with proximity to Sulphur Springs providing additional employment access.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Residents primarily rely on personal vehicles for commuting, with access to State Highway 11 providing connections to larger employment hubs in Sulphur Springs and beyond.
Local recreation is centered on rural outdoor activities, with proximity to Cooper Lake State Park offering fishing, boating, and camping opportunities.
The rental market is limited in depth, consisting primarily of single-family homes with low turnover and stable demand from local workers.
The local economy is anchored by agricultural production and small-scale retail, with significant employment support from the nearby city of Sulphur Springs.
Transportation is entirely dependent on private vehicle use, with no public transit infrastructure available in this rural area.
Development is primarily focused on low-density residential expansion and agricultural land use.
The Hopkins County Appraisal District manages property assessments for all parcels within the ZIP code.
Parcels are subject to levies from the Como-Pickton CISD and Hopkins County, with potential additional assessments for rural water and fire protection districts.
Property insurance premiums are influenced by regional exposure to wind and hail, typical of the North Texas climate.
Data retrieved from data.census.gov ZCTA 75431 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Neon Moon Restaurant and Social Club4.310.7 mi
- San Remo Italian Restaurant4.611.4 mi
- Coleman Park4.611.8 mi
- Bright Star Cinemas4.49.8 mi
- Classic Lanes4.29.9 mi
- Southwest Dairy Museum4.612.3 mi
- Pacific Park4.310.7 mi
- Southwest Dairy Museum4.612.3 mi
- Coleman Park4.611.8 mi
- Buford Park4.511.9 mi
- W.C. Swearingen Recreation Area4.712.1 mi
- North Pole Of Texas4.87.6 mi
- Pacific Park4.310.7 mi
- Sulphur Springs Country Club4.58.8 mi
- DG Market3.910.4 mi
- Dollar General3.910.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
A major regional destination for fishing, boating, and hiking located near the ZIP.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.