The story of this market
The typical home in ZIP 64035 sells for about $83,125, or $62 per square foot.
Prices are down 12.5% from a year ago, which gives buyers more room to negotiate. Homes take about 142 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $950 a month.
ZIP 64035 — Hardin
The housing market in 64035 is characterized by very low inventory and limited transaction volume, typical of a rural community. Prices remain stable but low compared to the broader Kansas City metro area, with no significant new development activity reported. Data for specific metrics like active inventory and sales counts are based on limited current listings.
This ZIP is best suited for budget-conscious buyers or those seeking a rural lifestyle who are willing to commute to the Kansas City metro area for employment.
Median prices moved down 12.5% year over year.
Homes spend a median of 142 days on market with 3.0 months of supply — a balanced-paced market.
67% of listings have cut prices · homes sell at 94.2% of asking — demand is cooling.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.3% · poverty 8.9% — a stable, low-distress profile.
versus the prior ACS vintage
ZCTA 64035, Missouri
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by local rural school districts with limited public performance data available.
The area is subject to standard Midwestern weather risks, including severe thunderstorms and potential flooding near the Missouri River.
Economic momentum is limited, characterized by a rural agricultural base with minimal new commercial or infrastructure development.
Property taxes are assessed at the county level in Ray and Carroll counties, with rates reflecting rural service levels and local school district levies.
Residents typically commute by personal vehicle to employment centers in the Kansas City metropolitan area, with drive times often exceeding 45-60 minutes.
Recreational opportunities are primarily rural, including access to local parks and proximity to the Missouri River for outdoor activities.
The rental market is small and primarily composed of single-family homes, with low turnover and limited institutional investor presence.
The local economy is primarily driven by agriculture and small-scale local services, with most residents commuting to the broader Kansas City labor market.
Transportation is entirely dependent on personal vehicles, with no public transit infrastructure serving the area.
There are no major commercial or residential developments currently approved or under construction in this ZIP.
Ray and Carroll County appraisal districts manage assessments based on rural property valuations.
Parcels are subject to local school district taxes and county-level levies for essential services.
Property insurance premiums are influenced by regional exposure to severe weather events common in the Missouri River valley.
Data retrieved from Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides regional outdoor recreation and scenic value.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.