The story of this market
The typical home in ZIP 63445 sells for about $179,000, or $105 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 120 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $850 a month.
ZIP 63445 — Kahoka
The housing market in 63445 is characterized by low inventory and steady, modest price growth. Market activity is driven by local demand for rural residential properties, with transaction volume remaining low and dependent on individual property conditions.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle with affordable housing options and low-density living.
Median prices moved up 2.5% year over year.
Homes spend a median of 120 days on market with 7.0 months of supply — a slower-moving market.
15% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 11.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 63445, Clark County MO
The area is served by the Clark County R-I School District, which provides public education for the region.
The area is subject to standard Midwestern weather risks; property insurance availability is generally stable but dependent on individual property age and condition.
Economic momentum is driven by agricultural operations and local infrastructure projects, including expanded broadband coverage in rural zones.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Missouri) — Occupancy Law Property Tax Proration: Allows for the assessment and taxation of newly constructed residential property starting the first month following occupancy, and pro rata removal from tax rolls for improvements destroyed by natural disaster. State (Missouri) — Residential Property Tax Assessment: Residential property is assessed at 19% of its true market value. The formula is: (Market Value * 0.19) * Local Tax Rate = Annual Tax Liability.
Commutes are primarily car-dependent, with residents traveling to local employment hubs within Clark County or nearby regional centers.
Local amenities include community parks and access to rural outdoor recreation, with basic shopping and dining concentrated in the city of Kahoka.
The rental market is characterized by limited inventory and steady demand, primarily serving local workers and seniors.
The economy is anchored by agriculture, local government services, and small-scale retail and healthcare providers.
Transportation is almost exclusively via private vehicle, with no significant public transit infrastructure.
Development is focused on limited residential expansion on rural parcels and infrastructure maintenance.
The Clark County Assessor manages property valuations, with real property revalued biennially in odd-numbered years.
Parcels are subject to county-level taxation and the Clark County R-I School District levies.
Property insurance remains available, though premiums are influenced by regional weather patterns and property age.
Data retrieved from census.gov ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.
Provides residential care and nursing services to the local community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.