The story of this market
The typical home in ZIP 56130 sells for about $135,000, or $98 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 82 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $850 a month.
ZIP 56130 — Hadley
The housing market in 56130 is characterized by low inventory and slow turnover, reflecting a stable, small-town environment. Prices have seen modest year-over-year growth, driven by limited supply rather than high demand. The market remains affordable compared to regional urban centers, appealing primarily to local residents and those seeking a quiet, rural lifestyle.
This ZIP is best suited for families and individuals seeking a quiet, affordable small-town lifestyle, as well as retirees looking for a low-cost-of-living environment.
Median prices moved up 3.2% year over year.
Homes spend a median of 82 days on market with 4.5 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 9.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 56130, Murray County MN
Crime rates in Fulda are generally low, consistent with small-town rural Minnesota trends and significantly below national averages.
Fulda Public Schools serve the community and are characterized as performing near the middle of Minnesota districts on state testing metrics.
The area faces standard Midwestern climate risks, primarily severe thunderstorms and occasional winter weather, with flood risk localized to specific low-lying areas near regional water bodies.
The local economy is anchored by agriculture and small-scale manufacturing, with steady but modest development momentum focused on maintaining existing infrastructure.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Minnesota) — Condominium Unit Taxation: Each unit constitutes a separate parcel for tax purposes. If a declaration is recorded at least 30 days before a tax installment is due, the taxing authority must split the taxes among the units. State (Minnesota) — Minnesota General Property Tax Classification System: Property tax is calculated by applying a class rate to the parcel's estimated market value to determine tax capacity, then multiplying by the local tax rate. For residential homesteads (Class 1a), the rate is 1.00% for the first $500,000 of market value and 1.
Commutes are primarily local or involve short drives to nearby regional employment hubs in Murray or Nobles counties; public transit options are extremely limited.
The area features local parks and proximity to Fulda Lake, providing opportunities for fishing, boating, and community-based outdoor activities.
The rental market is limited in depth, characterized by low turnover and a lack of large multi-family complexes, with most rentals being single-family homes.
The economy is primarily driven by the agricultural sector, local retail, and public services, with limited industrial diversification.
Transportation is almost exclusively reliant on private vehicles, with access to regional highways serving as the primary transit corridors.
There are no major large-scale commercial or residential developments currently in the planning pipeline for this ZIP code.
The Murray County Assessor manages property valuations, utilizing a mass appraisal system to determine market value for tax purposes.
Parcels are subject to Murray County, City of Fulda, and Fulda Public School District levies.
Property insurance premiums are generally stable, though coverage for wind and hail damage remains a standard consideration for homeowners in this region.
Data retrieved from data.census.gov ZCTA 56130 profile.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.
A central local feature for fishing and recreation.
Provides community green space and playground facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.