The story of this market
The typical home in ZIP 56101 sells for about $174,950, or $112 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $804 a month.
ZIP 56101 — Windom
The housing market in 56101 remains stable with modest year-over-year price growth and limited inventory. Demand is driven by local workforce needs, keeping the market balanced but slow-moving due to the rural nature of the area.
This ZIP is well-suited for families and long-term residents seeking an affordable, small-town lifestyle with access to essential services and a stable, community-focused environment.
Median prices moved up 2.1% year over year.
Homes spend a median of 68 days on market with 4.8 months of supply — a balanced-paced market.
13% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.6% · poverty 13.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 56101, Cottonwood County MN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Windom are generally low, with property and violent crime incidents occurring at frequencies below the national average for rural Minnesota communities.
The area is served by Windom Area Schools, which maintains a stable reputation for providing core educational services to the local student population.
The region faces moderate risk from severe weather events, including wind and occasional flooding near the Des Moines River, with standard insurance coverage typically available.
The local economy is anchored by agricultural processing and manufacturing, with steady but modest development momentum focused on maintaining existing infrastructure.
Property taxes are assessed at the county level in Cottonwood County, with rates determined by local school district levies and municipal requirements; exemptions exist for homestead properties.
Commuting is primarily car-dependent, with residents typically traveling short distances within the city or to nearby regional employment hubs via US Highway 71.
The area features Island Park and access to the Des Moines River, providing local trails, fishing, and community sports facilities within a short distance of the city center.
The rental market is characterized by low vacancy rates and limited inventory, with demand driven by local workforce needs and a lack of new multi-family construction.
The economy is heavily reliant on the agricultural sector, food processing, and local manufacturing, providing a stable employment base for the region.
Development is primarily focused on small-scale residential infill and maintenance of existing commercial infrastructure.
Parcels are subject to Windom Area School District levies and standard county-level utility and emergency service districts.
Property insurance remains stable, though premiums are influenced by regional exposure to severe weather and wind-related risks.
Data retrieved from US Census Bureau and Minnesota Demographics portal.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A central community park featuring river access and recreational space.
A local 9-hole golf course serving the community.
Provides fishing and scenic walking paths along the river corridor.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.