The story of this market
The typical home in ZIP 52549 sells for about $189,000, or $128 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $850 a month.
ZIP 52549 — Cincinnati
The housing market in 52549 remains stable with low inventory and modest price appreciation, reflecting the slow-growth nature of this rural Iowa community. Demand is primarily driven by local residents, with limited external investment activity keeping the market balanced.
This ZIP is best suited for families and retirees seeking a quiet, low-cost-of-living environment with strong community ties, rather than commuters or investors looking for high-growth urban amenities.
Median prices moved up 2.1% year over year.
Homes spend a median of 62 days on market with 4.1 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 7.0% · poverty 17.2% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 52549, Davis County IA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in this rural Iowa community are generally low and stable, consistently tracking below state and national averages for violent and property crime.
Local schools are part of small, community-focused districts that generally maintain stable performance ratings, though they offer fewer specialized extracurricular programs than larger suburban districts.
The area faces moderate risk from severe thunderstorms and occasional flooding near local creek beds, with standard insurance coverage typically available.
Economic momentum is driven by regional agriculture, local manufacturing, and small-business services, with limited large-scale commercial development currently underway.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Iowa) — Iowa Property Tax Assessment Limitation: The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Commutes are primarily car-dependent, with residents typically driving 20-40 minutes to reach larger regional employment hubs.
Recreation is centered on local community parks, nearby state-managed wildlife areas, and small-town community centers, with limited large-scale retail or entertainment venues.
The rental market is characterized by low turnover and limited inventory, with most units consisting of single-family homes or small multi-family conversions.
The local economy is anchored by agricultural production, local government, and small-scale manufacturing, with limited exposure to major corporate headquarters.
Transportation infrastructure is limited to state and county highways; there is no public transit system serving this rural area.
There are no major large-scale commercial or residential developments currently approved or under construction in this ZIP.
The Davis County Assessor manages property valuations, with assessments updated periodically to reflect market trends and state-mandated equalization.
Parcels are subject to local school district taxes and county-level levies for emergency services and road maintenance.
Property insurance remains available, though premiums have seen modest increases due to regional weather-related risk factors.
Data retrieved from data.census.gov ZCTA-level profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Hosts local community events and agricultural exhibitions.
Nearby regional destination for fishing, hiking, and camping.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.