The story of this market
The typical home in ZIP 48473 sells for about $254,950, or $165 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $1,231 a month.
ZIP 48473 — Swartz Creek
The Swartz Creek housing market remains stable with steady demand for single-family homes, driven by its relative affordability compared to larger Michigan suburbs. Inventory levels are sufficient to meet current buyer interest, resulting in a balanced market environment. Prices have seen modest year-over-year growth, reflecting the broader regional economic trends in Genesee County.
This ZIP is well-suited for families and first-time homebuyers seeking a suburban lifestyle with more space and affordability than the immediate Flint urban core. It also attracts commuters who work in the surrounding Genesee County area.
Median prices moved up 2.5% year over year.
Homes spend a median of 45 days on market with 3.2 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.4% · poverty 8.9% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 48473, Genesee County MI
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Swartz Creek generally experiences lower crime rates compared to the nearby city of Flint, with property crime being the primary concern. Local law enforcement maintains a community-focused approach to safety.
The area is primarily served by the Swartz Creek Community Schools district, which is generally regarded as providing stable educational opportunities for local families.
The region is subject to standard Midwestern weather risks, including severe thunderstorms and occasional winter storm impacts. Flood risk is generally low, though localized drainage issues can occur in specific low-lying areas.
Economic momentum is tied to the broader Flint metro area, with local development focused on residential expansion and small-scale commercial growth. Infrastructure improvements are primarily focused on maintaining existing road networks.
Property taxes are levied by Genesee County, the City of Swartz Creek, and the local school district. Rates are determined by the state-equalized value of the property, with specific millage rates applied for local services and schools.
Residents primarily commute by car, with easy access to I-69 and I-75 providing routes to Flint and other regional employment hubs. Public transit options are limited, making personal vehicle ownership essential for most commuters.
The area features several local parks, including Elms Park, and is within a short drive of various golf courses and the recreational opportunities of the Flint River watershed. Shopping and dining are concentrated along the Miller Road corridor.
The rental market is characterized by moderate demand, with a mix of single-family home rentals and smaller apartment complexes. Vacancy rates remain relatively low due to the area's affordability compared to larger metro suburbs.
The economy is heavily influenced by the automotive and manufacturing sectors prevalent in Genesee County. Healthcare and education are also significant employers for residents in the area.
The area is served by a network of state highways and local roads, with I-69 acting as the primary artery for regional travel. Public transportation is minimal, relying on regional bus services.
Development is primarily focused on residential infill and the maintenance of existing commercial infrastructure along major thoroughfares.
The Genesee County Equalization Department oversees property assessments, ensuring compliance with state tax laws and uniform valuation standards.
Parcels are subject to local school district taxes, county-wide millages, and specific city-level assessments for municipal services.
Property insurance premiums are generally stable, though the area's exposure to severe weather events like wind and hail is a factor in regional pricing.
Data retrieved from data.census.gov for ZCTA 48473.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A central community park offering playgrounds, picnic areas, and walking paths.
A local public golf course serving the immediate community.
The primary retail and dining hub located just outside the ZIP, providing extensive commercial services.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.