The story of this market
The typical home in ZIP 48457 sells for about $215,000, or $135 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $859 a month.
ZIP 48457 — Montrose
The housing market in 48457 is stable, with home values showing modest growth and inventory remaining tight. While affordability is better than in urban centers, investors should account for maintenance and management costs. Current data reflects a steady, slow-growth environment typical of the broader Genesee County region.
This ZIP is best suited for family buyers and long-term residents seeking a rural-suburban lifestyle with more affordable housing options compared to larger metro hubs.
Median prices moved up 2.1% year over year.
Homes spend a median of 45 days on market with 3.2 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.0% · poverty 16.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 48457, Genesee County MI
Crime rates in the Montrose area are generally lower than the regional average for Genesee County, with property crime being the primary concern.
Schools serving the 48457 ZIP code are primarily part of the Montrose Community Schools district, which maintains a moderate performance rating.
The area faces standard Midwestern climate risks, including seasonal severe thunderstorms and winter weather, with moderate flood risk in low-lying areas near the Flint River tributaries.
Economic momentum is tied to the broader Flint metro area, with local development focused on residential stability and small-scale commercial growth along the M-57 corridor.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Michigan) — Disabled Veterans Homestead Exemption: Provides an exemption from property taxes levied for school operating purposes and potentially other local taxes depending on eligibility. State (Michigan) — General Property Tax Act: Property is assessed at 50% of true cash value (State Equalized Value). Taxable value is capped at the lesser of the state equalized value or the previous year's taxable value adjusted by the consumer price index (up to 5%), unless a transfer of ownership occurs.
Residents primarily commute by car toward Flint or Saginaw, with typical drive times ranging from 25 to 40 minutes via M-57 and I-75.
The area features local community parks and proximity to rural outdoor spaces, with limited large-scale shopping or entertainment venues within a 3-mile radius.
The rental market is characterized by steady demand for single-family homes, though investors must account for higher maintenance and management friction in this submarket.
The local economy is supported by a mix of manufacturing, healthcare, and retail services, with many residents commuting to major employers in Flint and Saginaw.
Transportation is heavily reliant on personal vehicles, with I-75 serving as the primary artery for regional connectivity.
Development is largely focused on maintaining existing residential infrastructure and small-scale commercial expansion.
The Genesee County Equalization Department oversees property assessments, ensuring compliance with state-mandated valuation standards.
Parcels are subject to local school district taxes and county-wide millages for public services and community college support.
Property insurance premiums are influenced by regional weather patterns, with standard coverage for wind and fire damage being typical.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local park offering recreational fields and walking paths.
Provides access to fishing and nature trails in the surrounding area.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.