The story of this market
The typical home in ZIP 45040 sells for about $525,000, or $204 per square foot.
Prices are up +11.1% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $1,811 a month.
ZIP 45040 — Mason
The 45040 housing market remains competitive with strong demand driven by high educational attainment and corporate employment. While prices have seen double-digit year-over-year growth, the market is balancing as inventory levels stabilize. Buyers should expect a premium for move-in-ready homes in this highly sought-after suburban enclave.
This ZIP is ideal for family buyers seeking top-tier schools and professionals working in the Cincinnati-Dayton corridor, offering a suburban lifestyle with strong corporate employment access.
Median prices moved up 11.1% year over year.
Homes spend a median of 45 days on market with 1.6 months of supply — a fast-moving market.
17% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.4% · poverty 4.6% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 45040, Warren County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Mason generally reports low crime rates compared to regional averages in the Cincinnati metropolitan area, with property and violent crime remaining well below national benchmarks.
The area is served by the highly-rated Mason City School District, which is consistently recognized for academic excellence and high student performance.
The region faces moderate risks from severe thunderstorms and occasional wind events, with standard flood insurance requirements for properties located in designated floodplains near local creeks.
Mason serves as a major economic hub in Warren County, anchored by corporate campuses in the healthcare, technology, and manufacturing sectors, with ongoing mixed-use development projects.
Property taxes are assessed by Warren County based on market value, with rates determined by local levies for schools, municipal services, and special districts; no state-level property tax exists.
Residents primarily commute via I-71, providing a direct route to downtown Cincinnati, with average commute times hovering around 25 minutes.
The area features extensive amenities including Mason Sports Park, Kings Island amusement park, and numerous golf courses, alongside diverse shopping and dining options at Deerfield Towne Center.
The rental market is characterized by high demand from families and professionals, with moderate vacancy pressure and a steady trajectory of rent growth.
The local economy is driven by a mix of healthcare, advanced manufacturing, and technology firms, with significant employment provided by regional corporate headquarters.
The area is heavily reliant on personal vehicles, with I-71 serving as the primary artery for regional connectivity.
Development is focused on expanding mixed-use residential and commercial zones to accommodate continued population growth.
The Warren County Auditor manages property assessments, conducting triennial updates to ensure valuations reflect current market conditions.
Parcels are subject to various levies including school district taxes, municipal taxes, and potential special assessments for utility infrastructure.
Property insurance premiums are stable but reflect regional exposure to severe weather events common in the Ohio Valley.
Data retrieved from data.census.gov ZCTA 45040 profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A major regional amusement park and anchor attraction.
Extensive athletic fields and recreational facilities.
Major open-air retail and dining destination.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.