The story of this market
The typical home in ZIP 35650 sells for about $215,000, or $128 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $733 a month.
ZIP 35650 — Moulton
The housing market in 35650 remains stable with modest price appreciation and balanced inventory levels. Demand is driven by local buyers seeking affordability, though limited new construction keeps supply tight. Overall, the market reflects the broader trends of North Alabama's steady, slow-growth economy.
This ZIP is well-suited for families and individuals seeking a quiet, rural-suburban lifestyle with affordable housing costs and proximity to North Alabama's natural amenities.
Median prices moved up 2.4% year over year.
Homes spend a median of 62 days on market with 4.7 months of supply — a balanced-paced market.
13% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.6% · poverty 12.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 35650, Lawrence County AL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Moulton area are generally lower than the national average, with property crime being the most frequently reported incident type.
Schools serving the 35650 ZIP code are primarily part of the Lawrence County School District, which maintains a moderate performance rating relative to state benchmarks.
The area faces moderate risk from severe thunderstorms and occasional tornado activity, typical for North Alabama, with flood risks localized to specific low-lying areas near creeks.
Economic momentum is driven by local manufacturing and agricultural support industries, with steady but modest infrastructure investment in the Moulton city center.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala. Code § 40-8-1 and the Alabama Constitution.
Residents primarily commute by personal vehicle to employment hubs in Decatur or the Shoals area, with average commute times reflecting a rural-to-suburban transition.
The area offers access to outdoor recreation including nearby Bankhead National Forest, local community parks, and proximity to Wheeler Lake for water-based activities.
The rental market is characterized by limited inventory and high demand for single-family detached homes, with rents showing a stable upward trajectory.
The local economy is anchored by manufacturing, agriculture, and public sector employment, with significant ties to the broader Decatur-Huntsville industrial corridor.
Transportation is heavily reliant on private vehicles, with Alabama State Routes 24 and 33 serving as the primary corridors for regional connectivity.
Development planning focuses on small-scale residential expansion and the maintenance of existing municipal infrastructure.
The Lawrence County Revenue Commissioner manages property assessments, utilizing a standard 10% assessment ratio for residential parcels.
Parcels are subject to Lawrence County school taxes and municipal taxes for those within the Moulton city limits.
Property insurance premiums are influenced by regional exposure to severe weather, with standard coverage widely available but subject to market-wide rate adjustments.
Data retrieved from data.census.gov ZCTA 35650 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Large protected forest area offering hiking, camping, and wildlife viewing.
Local facility providing indoor sports courts and community programming.
Major regional reservoir providing boating, fishing, and recreational access.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.