The story of this market
The typical home in Derby, Vermont sells for about $310,000, or $205 per square foot.
Prices are up +5.2% from a year ago, so sellers still have some momentum. Homes take about 73 days to sell, which is slow.
Monthly price momentum
Home values since 2015
+2.6%
VT · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Derby, Vermont
The Derby housing market is characterized by low inventory and moderate price growth, reflecting a stable, rural environment. Market activity is limited, with homes typically spending over two months on the market. Data for specific rental metrics and historical tax trends are currently unavailable at the city level.
No ARED county foreclosure postings attributed to Derby yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Deterministic aggregate of 2 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Median prices moved up 0.1% year over year.
Homes spend a median of 36 days on market with 0.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 99.96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 8.0% — a stable, low-distress profile.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
A large international lake providing extensive opportunities for boating, fishing, and scenic views, serving as a primary recreational anchor for the region.
Features public tennis courts and green space, serving as a central hub for local community sports and outdoor gatherings.
Derby is well-suited for families and individuals seeking a quiet, rural lifestyle with access to outdoor recreation, as well as those looking for proximity to the Canadian border.
Public education is provided through local district structures, with schools generally serving the rural Orleans County region.
Transportation is heavily reliant on personal vehicles, with major access provided by Vermont Route 105 and proximity to the Canadian border crossing.
The town features significant natural amenities including Lake Memphremagog and various community parks, supporting outdoor activities like boating, fishing, and tennis.
The rental market is limited in depth, characterized by low inventory and a mix of long-term and seasonal housing stock.
The local economy is primarily supported by small businesses, tourism, and regional services, with a focus on maintaining the town's rural character.
Economic activity is driven by local services, tourism, and cross-border trade with Canada, with limited large-scale industrial development.
There are no major large-scale commercial or residential developments currently reported as under construction.
Parcels are subject to local municipal and school district taxes, with no complex special district overlays like MUDs reported.
The area is subject to typical Vermont seasonal weather risks, including heavy winter snow and potential spring flooding near Lake Memphremagog.
Property insurance markets in Vermont are influenced by regional climate risks, including winter storm damage and flood exposure in low-lying areas.
The town sets an annual municipal tax rate; for fiscal year 2026, the residential property tax rate was set at $2.0932 per $1,000 of assessed value.
Data retrieved from Census Bureau and local community profiles.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.