The story of this market
The typical home in Plano, Texas sells for about $499,762, or $223 per square foot.
Prices are down 3% from a year ago, which gives buyers more room to negotiate. Homes take about 43 days to sell. HUD's fair market rent for a two-bedroom is $1,810 a month.
Monthly price momentum
Home values since 2015
+1.1%
TX · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Plano, Texas
The Plano housing market is currently experiencing a period of price stabilization following a slight year-over-year decline, with inventory levels remaining relatively tight. Demand is supported by a robust local economy and high quality of life, though higher interest rates continue to influence buyer activity. Overall, the market remains resilient, characterized by steady demand for well-priced properties in top-rated school zones.
No ARED county foreclosure postings attributed to Plano yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).
Deterministic aggregate of 9 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Median prices moved down 5.4% year over year.
Homes spend a median of 50 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 1.49% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 6.0% — a stable, low-distress profile.
- Great Wolf Lodge | Grapevine4.121.7 mi
- Meow Wolf Grapevine's The Real Unreal4.420.2 mi
- Andretti Indoor Karting & Games The Colony410.1 mi
- Cidercade Dallas4.717.2 mi
- LEGOLAND® Discovery Center Dallas/Fort Worth3.920.4 mi
- American Airlines Center4.617.3 mi
- Kay Bailey Hutchison Convention Center Dallas4.318.1 mi
- Meow Wolf Grapevine's The Real Unreal4.420.2 mi
- Fair Park4.517.2 mi
- Toyota Music Factory4.517.6 mi
- The Dallas Arboretum and Botanical Garden4.713.7 mi
- Cinemark Dallas XD and IMAX4.412.8 mi
- Cinemark West Plano XD and SCREENX4.67.7 mi
- Cinemark Legacy and XD4.53.4 mi
- Arbor Hills Nature Preserve4.88.9 mi
- Perot Museum of Nature and Science4.717.4 mi
- Dallas Museum of Art4.717.2 mi
- Meow Wolf Grapevine's The Real Unreal4.420.2 mi
- Fair Park4.517.2 mi
- The Sixth Floor Museum at Dealey Plaza4.617.9 mi
- The Dallas Arboretum and Botanical Garden4.713.7 mi
- Arbor Hills Nature Preserve4.88.9 mi
- Russell Creek Park4.66.4 mi
- Vitruvian Park4.710.6 mi
- George W. Bush Presidential Center4.613.3 mi
- Topgolf Dallas4.410.9 mi
- Topgolf The Colony4.411.3 mi
- Topgolf Allen4.37.4 mi
- Puttery4.510.1 mi
- Brookhaven Country Club4.411.3 mi
- Galleria Dallas4.59.5 mi
- NorthPark Center4.611.5 mi
- Allen Premium Outlets4.48 mi
- Stonebriar Centre4.58.5 mi
- Town East Mall4.215.4 mi
- Dallas Fort Worth International Airport4.121.7 mi
- Dallas Love Field4.415.1 mi
- Arlington Memorial Hospital Heliport4.430.7 mi
- Capital One Lounge at DFW421.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
A 200-acre park featuring extensive hiking and biking trails, observation towers, and natural landscapes that serve as a major recreational anchor for the city.
A premier mixed-use development offering high-end retail, diverse dining options, and entertainment venues that serve as a central social hub for the community.
The largest park in Plano, offering over 800 acres of space for outdoor activities, including kayaking, fishing, and miles of paved and natural trails.
Plano is an ideal destination for corporate professionals, families seeking top-tier public education, and those looking for a suburban lifestyle with urban-style amenities. Its combination of safety, economic opportunity, and high-quality infrastructure makes it a preferred choice for long-term homeowners and established families.
The city is served primarily by the highly regarded Plano Independent School District, which is frequently recognized for academic excellence and high college-readiness scores. The district offers a diverse range of specialized programs, including International Baccalaureate and career-technical pathways, making it a primary driver for family-oriented housing demand.
The city is well-connected via major highway corridors including US-75 and the Dallas North Tollway, facilitating efficient commutes to downtown Dallas and other regional employment centers. Public transit options include DART light rail service, which provides a critical link for commuters traveling into the broader metro area.
Plano offers an extensive park system featuring over 4,000 acres of public land, including the renowned Arbor Hills Nature Preserve and Oak Point Park. Residents have access to a robust network of hike-and-bike trails, multiple public golf courses, and high-end shopping and dining districts like The Shops at Legacy.
The rental market in Plano is characterized by a mix of luxury multi-family developments and single-family home rentals, with demand supported by the city's strong corporate employment base. While rent growth has moderated recently, the market remains competitive, particularly for properties located near major employment hubs and transit corridors.
Plano's economy is anchored by a diverse mix of industries, including technology, financial services, and corporate headquarters, with major employers like Toyota North America, Liberty Mutual, and JPMorgan Chase. The city maintains strong economic momentum through its business-friendly environment and proximity to the DFW international business corridor.
Plano serves as a major corporate hub within the DFW metro, hosting numerous regional and global headquarters for companies in the technology, financial services, and healthcare sectors. Significant ongoing development, particularly in the Legacy West and Granite Park corridors, continues to drive economic momentum and demand for high-end residential and mixed-use space.
Development activity remains focused on high-density, mixed-use projects that integrate residential, office, and retail spaces to maximize land use. Recent planning efforts prioritize the revitalization of older commercial corridors and the expansion of transit-oriented developments near DART stations.
Parcels in Plano are subject to various special districts, including the Plano Independent School District and potentially municipal utility or public improvement districts depending on the specific development. These districts are responsible for funding local infrastructure, school operations, and specific community amenities.
Plano consistently ranks as one of the safest cities of its size in the United States, with crime rates significantly lower than the regional average for the Dallas-Fort Worth metroplex. Local law enforcement maintains a strong community-policing presence, contributing to a stable and secure environment for residents.
Plano faces standard North Texas climate risks, primarily related to severe thunderstorms, occasional hail, and high-wind events. While flood risk is generally low, certain areas near creek systems are designated as flood-prone, and residents typically maintain standard homeowners insurance with wind and hail coverage.
Property insurance in Plano is influenced by the regional risk profile for severe weather, leading to competitive but rising premiums for wind and hail coverage. Market health remains stable, with a wide range of providers active in the area.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00). City (Plano, Texas) — City of Plano Ad Valorem Property Tax: The tax is calculated by multiplying the City's adopted tax rate per $100 of valuation by the property's taxable value as determined by the Collin or Denton Central Appraisal District, minus any applicable exemptions (such as homestead, over-65, or disability exemptions).
Data retrieved from Census Reporter and U.S. Census Bureau QuickFacts.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.
Every parcel is assigned a specific zoning district (e.g., Single-Family, Multifamily, Agricultural) which dictates permitted land uses, building setbacks, height restrictions, and density requirements.
Governed by Appendix A of the Code of Ordinances, subject to frequent updates.
Requires permits and inspections for construction, alteration, or repair of structures to ensure compliance with adopted international and local building codes.
Codified in Chapter 6 of the City of Plano Code of Ordinances.
The tax is calculated by multiplying the City's adopted tax rate per $100 of valuation by the property's taxable value as determined by the Collin or Denton Central Appraisal District, minus any applicable exemptions (such as homestead, over-65, or disability exemptions).
Rates are set annually by the City Council during the budget adoption process.
applies when — Applies to residential properties used for rentals of less than thirty consecutive days.
Requires mandatory registration with the City, self-inspection, and adherence to specific operational standards to mitigate neighborhood nuisances.
Established via Ordinance No. 2022-11-09, amending Chapter 6 of the Code of Ordinances.
Imposes a county-wide junior college district ad valorem tax rate of $0.08122 per $100 of taxable assessed value. Formula: Tax = (Assessed Value - Collin College Exemption) * 0.0008122.
Texas Education Code Chapter 130; levied annually across county boundaries.
≈ $406/yr on a $499,762 median
applies when — Parcels located in unincorporated Collin County conducting outdoor burning, or during Commissioners Court burn bans.
Restricts outdoor burning of household trash and brush under TCEQ outdoor burning rules. When Commissioners Court issues a burn ban during drought conditions, all outdoor burning is strictly prohibited with violations enforced as Class C misdemeanors.
Texas Local Government Code Sec. 352.081; Texas Administrative Code Title 30 Chapter 111 Subchapter B.
Enforces non-judicial foreclosure on residential deeds of trust. Notice of sale must be posted at the Collin County Courthouse and filed with the County Clerk at least 21 days prior to sale; sales occur publicly on the first Tuesday of each month between 10:00 AM and 4:00 PM at the designated area.
Texas Property Code Sec. 51.002.
applies when — Parcels abutting or seeking driveway access/connections onto designated Collin County road rights-of-way.
Imposes County driveway permit obligations, culvert sizing specifications determined by County Engineering, sight distance standards, and required dedication of thoroughfare right-of-way widths upon subdivision or development.
Texas Transportation Code Chapter 251; Collin County Subdivision Regulations Roadway Specifications.
Collin County general property tax rate of $0.149343 per $100 of taxable assessed value (FY 2025-2026). Composes additively into total parcel tax: Total Tax = SUM[Taxable Value_i * Rate_i / 100] across Collin County ($0.149343), Collin College ($0.08122), school district (e.g., Plano ISD $1.03955, Allen ISD $1.1258), municipal tax, and special districts.
Adopted pursuant to Texas Property Tax Code Sec. 26.05; Collin County FY 2025-2026 budget order.
≈ $746/yr on a $499,762 median
applies when — Parcels divided into two or more parts outside incorporated municipal ETJ/limits, unless divided into tracts >10 acres without public street dedication.
Mandates formal subdivision plat approval by Collin County Commissioners Court. Requires standard 24x36 inch plat filings, public road access compliance, right-of-way dedications, and certified engineer drainage reviews. Violations constitute a Class B misdemeanor under Chapter 232.
Texas Local Government Code Chapter 232 Subchapter A; Collin County Subdivision Regulations Court Order.
applies when — Parcels situated within FEMA-designated Special Flood Hazard Areas (SFHA / 100-year floodplain) in unincorporated Collin County.
Requires development permits from the County Floodplain Administrator prior to any construction or grading. Structures must elevate lowest finished floor levels at or above base flood elevation (BFE) plus freeboard, and development cannot cause net rise in base flood elevation.
Texas Water Code Sec. 16.315; 44 CFR Part 60; Collin County Flood Damage Prevention Order.
All residential parcels fall into an ISD (e.g., Plano ISD at $1.03955 per $100; Allen ISD at $1.1258 per $100; Prosper ISD at $1.2141 per $100). Imposes standard Maintenance & Operations (M&O) and Interest & Sinking (I&S) rates. Grants a mandatory $100,000 residence homestead deduction from appraised value for school maintenance taxation: Tax = (Appraised Value - $100,000) * ISD Rate / 100.
Texas Property Tax Code Sec. 11.13(b) and Texas Constitution Art. VIII, Sec. 1-b.
≈ $5,195/yr on a $499,762 median
applies when — Parcels located within a Municipal Utility District (MUD), Water Control and Improvement District (WCID, e.g. Collin County WCID #3), or Fresh Water Supply District (FWSD).
Levies additional ad valorem property taxes ranging from $0.85 to $1.20 per $100 of taxable assessed value on top of county, city, and ISD taxes. Imposes statutory notice of special district debt obligations upon seller disclosure to prospective purchasers under Texas Water Code Sec. 49.452.
Texas Water Code Chapters 49, 51, and 54.
applies when — Parcels in unincorporated Collin County with accumulating refuse, stagnant water, abandoned materials, or dangerous weed growth.
Empowers Collin County authorities to require elimination of public nuisances. If uncorrected after notice, the County may abate the condition at property owner expense and assess an administrative lien against the parcel.
Texas Health and Safety Code Chapter 343 (Abatement of Public Nuisances).
Establishes annual market value and taxable assessed value across all jurisdictions. Subject to Texas Tax Code Sec. 23.23 ten percent (10%) homestead assessment cap year-over-year. Taxable Value = Appraised Value - Applicable Exemptions.
Governed by Texas Tax Code Title 1; valuations determined annually as of January 1.
applies when — Applies to any tract of land located in Collin County outside the corporate municipal boundaries (unincorporated area and extraterritorial jurisdictions governed by county agreement) that is divided into two or more parts for sale or residential development.
Prohibits parcel subdivision, development, or issuance of utility connections until a preliminary and final subdivision plat is engineered, reviewed, and approved by the Collin County Commissioners Court and recorded with the County Clerk. Imposes mandatory right-of-way dedications, drainage/stormwater infrastructure standards, utility will-serve commitments, driveway access permits, and minimum lot sizes. Parcels dividing into lots exceeding 10 acres, certain family transfers under Chapter 573, or agricultural divisions under Tex. Const. art. VIII are conditionally exempt.
Texas Local Government Code Chapter 232, Subchapter A; Collin County Subdivision Regulations.
applies when — Parcels utilizing private septic or on-site wastewater disposal systems instead of a centralized public sewer.
Mandates permitting, site evaluation, and design inspection by Collin County Engineering as the authorized agent for TCEQ. Minimum lot acreage and setback thresholds apply; maintenance contracts required for aerobic systems. Violations are punishable as Class B misdemeanors.
Texas Health and Safety Code Chapter 366; 30 TAC Chapter 285; Collin County Court Order 2008-187-03-11.
applies when — Applies to residential parcels situated within the jurisdictional boundaries of a Municipal Utility District (MUD), Water Control and Improvement District (WCID), Special Utility District (SUD), or Public Improvement District (PID).
Imposes layered ad valorem debt service and maintenance and operations (M&O) tax levies or special assessments directly onto the parcel's annual tax bill to retire infrastructure bonds (water, sewer, drainage, and roads). Statutory plat restrictions in Collin County dictate that the county does not operate or maintain district infrastructure, gates, cluster mailboxes, or streetlights, placing maintenance burdens entirely on the district or homeowner association.
Texas Water Code Chapters 49, 51, and 54; Texas Local Government Code Chapter 372; Collin County Subdivision Regulations Appendix E.
Imposes county-level property taxes composed of the General Fund and Farm-to-Market/Lateral Road rates, adopted annually by the Collin County Commissioners Court (typically ~0.14 to 0.16 per $100 of assessed taxable valuation). Formula: County Tax Levy = (Assessed Market Value - Applicable County Exemptions) × (County Tax Rate / 100). Collin County offers an optional local-option homestead exemption (5% of assessed value, minimum $5,000) under Tex. Tax Code § 11.13(n), plus mandatory and optional exemptions for Over-65 and Disabled persons with tax ceilings. Total parcel tax levy composes additively across distinct overlapping jurisdictions: Total Tax = County Tax + Municipal/City Tax + Independent School District (ISD) Tax + College/Special District Tax.
Texas Tax Code § 26.05; Collin County Commissioners Court annual budget and tax levy orders; Tex. Tax Code § 11.13.
≈ $24,988/yr on a $499,762 median
Imposes mandatory annual appraisal of all real property at 100% fair market value as of January 1 each year. Governs the 10% statutory homestead appraisal cap under Texas Tax Code § 23.23 (capping annual appraised value increases on qualifying homesteads at 10% plus new improvements). Establishes binding assessment rolls delivered to all local taxing jurisdictions, subject to administrative protest before the Collin County Appraisal Review Board (ARB).
Texas Tax Code Title 1; Tex. Tax Code § 6.01, § 23.01, § 23.23; established under 1979 Texas Senate Bill 621, operating since 1980.
A statutory tax lien automatically attaches to every residential parcel on January 1 of each year to secure payment of all ad valorem taxes, penalties, and interest assessed for the year. This lien has priority over virtually all other encumbrances, deeds of trust, or liens on the parcel, and secures delinquent tax enforcement proceedings.
Texas Tax Code § 32.01.
applies when — Applies to residential parcels subject to a recorded deed of trust with a power of sale in default.
Mandates strict statutory pre-sale notices before extinguishing borrower title: serving a 20-day written notice of default and intent to accelerate by certified mail, followed by a formal notice of trustee sale filed at least 21 days before sale with the Collin County Clerk, posted at the designated area at the Collin County Courthouse, and served on the debtor. Foreclosure public auctions must take place on the first Tuesday of the month between 10:00 AM and 4:00 PM at the designated public sale location at the Collin County Courthouse.
Texas Property Code § 51.002; Collin County Commissioners Court Courthouse Designation Order.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.