The story of this market
The typical home in Camuy, Puerto Rico sells for about $109,600, or $87 per square foot.
Prices are up +11.8% from a year ago, so sellers still have some momentum. Homes take about 87 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $574 a month.
Monthly price momentum
Home values since 2015
+2.1%
USA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Camuy, Puerto Rico
The housing market in Camuy shows moderate growth in median home values, supported by a stable owner-occupancy rate. While the population has seen slight fluctuations, the market remains driven by local demand and a niche tourism sector. Data gaps exist regarding specific school ratings and detailed tax history, reflecting the broader reporting limitations for this municipality.
No ARED county foreclosure postings attributed to Camuy yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Deterministic aggregate of 1 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Median prices moved up 3.2% year over year.
Homes spend a median of 98 days on market with 6.2 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.6% · poverty 45.0% — a mixed stability profile.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
One of the largest cave systems in the world, serving as a primary tourist anchor and recreational site for the region.
Camuy is well-suited for local families and individuals seeking a quieter, coastal lifestyle away from the dense urban core of San Juan. It also attracts real estate investors interested in the short-term rental market due to the proximity of major natural attractions like the Camuy River Cave Park.
The city is served by regional highway corridors that connect it to neighboring municipalities along the northern coast of Puerto Rico. Public transit options are limited, making personal vehicle ownership the primary mode of transportation for residents.
Camuy is home to the world-renowned Camuy River Cave Park, a major natural attraction featuring one of the largest cave systems in the Western Hemisphere. The area offers residents access to scenic coastal views, local parks, and outdoor recreational opportunities that support a modest tourism-based amenity base.
The rental market in Camuy is characterized by a mix of long-term residential leases and a growing short-term rental presence, particularly near coastal areas. AirDNA data indicates a market score of 87, reflecting strong demand for vacation rentals, though vacancy pressure for long-term housing remains influenced by local demographic shifts.
The economy is primarily driven by public administration, retail, and small-scale service industries. Economic momentum is stable but limited by the broader demographic trends affecting Puerto Rico's municipalities.
Economic momentum in Camuy is modest, with the local economy anchored by public administration and small-scale service sectors. Infrastructure development is primarily focused on maintaining essential services and regional connectivity, with limited large-scale industrial expansion reported.
Parcels in Camuy are subject to standard municipal property tax levies and potential special assessments for utility and infrastructure maintenance managed by local and commonwealth authorities.
Camuy is located in a coastal region of Puerto Rico, making it susceptible to tropical storms, hurricanes, and potential coastal flooding. Property insurance markets in the region are heavily influenced by these climate risks, often leading to higher premiums and specific coverage requirements for wind and flood damage.
Property insurance in Camuy is heavily impacted by the region's exposure to hurricane and flood risks, resulting in a challenging market for homeowners seeking affordable coverage.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Puerto Rico) — CRIM Municipal Property Tax: Annual tax liability calculated by applying a municipal-specific rate (typically ranging from 8.03% to 12.03%) to the cadastral value of the property as determined by the Centro de Recaudación de Ingresos Municipales (CRIM).
Researched annual trajectory for this city, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Data retrieved from US Civic Data and Census Reporter profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.