The story of this market
The typical home in Sequatchie County, Tennessee sells for about $232,600, or $155 per square foot.
Prices are up +1.2% from a year ago, so sellers still have some momentum. Homes take about 78 days to sell, which is slow. Over the long run, values in this county have grown 111% since 2005. The biggest natural hazard here is cold wave, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,340 a month.
HUD sets the fair market rent for a 2-bedroom at $1,340 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2005–2025
+0.8%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+24.9%). Worst: 2012 (-4.4%). Hover to read a year.
Monthly price momentum
Home values since 2015
-0.4%
TN · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,657
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2005–2025
+0.8%
2025 change
FHFA repeat-sales index, median of 2 census tracts in this county (2005 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
86
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $10,969,576.
Mortgage activity
Home lending in this county
78.6%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 664 | 372 | 78.6% | 2.8% | $175,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Sequatchie County, Tennessee
Sequatchie County's housing market is currently stable, characterized by moderate price growth and a balanced inventory level. The market is driven by its appeal as a rural alternative to the nearby Chattanooga metro area, attracting buyers seeking affordability and outdoor access.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 1 city · 1 ZIP report
Median prices moved sideways 0.0% year over year.
Homes spend a median of 18 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 21.9% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 1 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Sequatchie County, Tennessee — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 17
| 37327 | Dunlap | $415,000 | $226 | 0% | 18 | — | — | — | 279 | $844 | researched Sep 17 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime rates in Sequatchie County remain relatively low compared to the broader Tennessee state averages, with property crime being the most frequently reported incident type.
Public schools in the county are primarily managed by the Sequatchie County School District, which generally maintains a stable academic performance profile consistent with rural Tennessee standards.
The county faces moderate risks from severe weather, including wind and occasional flooding in low-lying areas near the Sequatchie River, with standard insurance coverage recommended for property owners.
Economic momentum is driven by proximity to the Chattanooga metro area, with local development focused on residential expansion and small-scale commercial growth in the county seat of Dunlap.
Property taxes are assessed by the county based on a state-mandated appraisal cycle, with rates determined by the local commission to fund county services and school operations.
The county features significant outdoor amenities including the Sequatchie River for fishing and kayaking, and proximity to state parks like Savage Gulf for hiking and camping.
The rental market is characterized by limited inventory and steady demand, primarily serving local workers and those commuting to the nearby Chattanooga area.
The economy is anchored by manufacturing, healthcare, and local government services, with a growing reliance on the regional labor market of the Chattanooga metropolitan area.
Transportation is primarily served by State Route 28, which acts as the main corridor connecting the county to the Chattanooga metro region.
The county assessor's office conducts periodic reappraisals to ensure property values align with state-mandated assessment ratios.
The county is served by the Sequatchie County School District and various utility districts that manage water and waste services for the unincorporated areas.
Property insurance premiums are influenced by the county's rural nature and exposure to regional weather patterns, with standard market availability.
- Lake Winnepesaukah Amusement Park4.127 mi
- Creative Discovery Museum4.720.9 mi
- Dave & Buster’s Chattanooga4.425.5 mi
- Spare Time Chattanooga4.425.4 mi
- Urban Air Trampoline and Adventure Park4.325.8 mi
- The Caverns4.824.2 mi
- Chattanooga Convention Center4.621.6 mi
- Feed Table and Tavern4.622 mi
- Soldiers and Sailors Memorial Auditorium4.621.3 mi
- Golden Corral Buffet & Grill4.428.4 mi
- Harrison Bay State Park4.619.6 mi
- Big Soddy Creek Gulf4.813.3 mi
- Tennessee Riverpark4.719.3 mi
- Snooper's Rock4.917 mi
- Chickamauga Dam Day Use Area4.619.9 mi
- Tennessee Valley Railroad Museum4.822.1 mi
- Ruby Falls4.622.9 mi
- Creative Discovery Museum4.720.9 mi
- Cumberland Caverns4.827.3 mi
- Chattanooga Choo Choo Historic District4.422 mi
- Greeter Falls Waterfall4.818.1 mi
- Harrison Bay State Park4.619.6 mi
- Chester Frost Park4.617.9 mi
- Savage Gulf State Park4.916.2 mi
- Big Soddy Creek Gulf4.813.3 mi
- Hales Bar Marina & Resort422.3 mi
- Blue Water RV Resort4.725.4 mi
- Harbor Lights Marina4.418.3 mi
- Island Cove Marina & Resort4.521.2 mi
- Lakeshore Marina4.219.3 mi
- Bear Trace at Harrison Bay (TN Golf Trail)4.619.3 mi
- Montlake Golf Club3.712.1 mi
- Valleybrook Golf and Country Club4.117 mi
- Northgate Mall417.4 mi
- Publix Super Market at Creek Plantation Village4.617.4 mi
- T.J. Maxx4.417.3 mi
- Ross Dress for Less4.317.2 mi
- Marshalls4.416 mi
- Chattanooga Metropolitan Airport4.424.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A massive wilderness area offering extensive hiking trails, waterfalls, and scenic overlooks that draw outdoor enthusiasts.
Provides residents with opportunities for fishing, kayaking, and canoeing, serving as a central natural feature of the valley.
Data retrieved from US Census Bureau QuickFacts and Census Reporter.
applies when — Applies to residential parcels created as condominiums on or after January 1, 2009.
Governs the creation, management, and operation of condominium associations, including unit owner rights, common element maintenance, and assessment authority.
Tennessee Code Annotated, Title 66, Chapter 27.
applies when — Applies to residential parcels governed by a homeowners' association or declaration of covenants.
Imposes specific constraints on associations, including: vested rights for owners to maintain long-term rentals if covenants are amended, prohibition on foreclosure for failure to pay special assessments for nonessential amenities, and requirements for fidelity bonds.
Tennessee Code Annotated, Title 66, Chapter 27, Parts 6-10.
applies when — Applies to residential parcels encumbered by a deed of trust or mortgage containing a power of sale clause.
Allows for non-judicial foreclosure. Requires public notice at least 20 days in advance of the sale, published in a newspaper in the county and/or posted on the secretary of state's website. The trustee must be a licensed Tennessee attorney.
Tennessee Code Annotated, Title 35, Chapter 5; amended by HB1355 (2023) and HB1155 (2011).
Property is assessed at a percentage of its fair market value: 25% for residential property. The tax amount is calculated by multiplying the assessed value by the local tax rate (per $100 of assessed value).
Tennessee Code Annotated, Title 67, Chapter 5; assessments are based on status as of January 1 annually.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.