The story of this market
The typical home in Montgomery County, Tennessee sells for about $335,000, or $185 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 60 days to sell. Over the long run, values in this county have grown 174% since 2000. Last year 21 of 32 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is cold wave, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,307 a month.
HUD sets the fair market rent for a 2-bedroom at $1,307 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+1.3%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+20.9%). Worst: 2013 (-0.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
-0.4%
TN · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,786
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+1.3%
2025 change
FHFA repeat-sales index, median of 32 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
56
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $77,798,980.
Mortgage activity
Home lending in this county
79.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 14690 | 7394 | 79.5% | 7.1% | $165,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Montgomery County, Tennessee
The Montgomery County housing market is showing signs of stabilization with inventory levels rising to 1,676 active listings as of August 2026. Median days on market has reached 60 days, reflecting a more balanced environment compared to previous high-velocity periods. Price growth remains modest at 2.5% year-over-year, suggesting a cooling trend in buyer demand.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 5 cities · 9 ZIP reports
Median prices moved up 4.4% year over year.
Homes spend a median of 61 days on market with 0.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 2.51% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 10.5% — a stable, low-distress profile.
Deterministic aggregate of 9 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Montgomery County, Tennessee — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Sep 20, 2026.
researched Sep 17
researched Sep 17
researched Sep 17
researched Sep 21
researched Sep 17
researched Sep 21
researched Sep 21
researched Sep 20
researched Sep 17
| 37040 | Clarksville | $315,000 | $179 | 0% | 71 | 98% | — | 2 | 2,076 | $1,266 | researched Sep 17 |
| 37042 | Clarksville | $315,000 | $186 | +2.4% | 61 | — | — | — | 872 | $1,271 | researched Sep 17 |
| 37043 | Clarksville | $431,000 | $189 | +7.8% | 60 | — | — | — | 2,076 | $1,319 | researched Sep 17 |
| 37044 | Clarksville | $315,000 | $179 | 0% | 71 | — | — | 3.4 | 1,799 | $1,307 | researched Sep 21 |
| 37051 | Slayden | $315,000 | $190 | 0% | 71 | 98.7% | 19% | 6 | 2,734 | $867 | researched Sep 17 |
| 37052 | Cunningham | $325,000 | $197 | +2.2% | 62 | 97% | 30.4% | 6.3 | 2,774 | $1,450 | researched Sep 21 |
| 37142 | Palmyra | $299,500 | $201 | +6% | 54 | 97% | 32% | 4.3 | 318 | $1,183 | researched Sep 21 |
| 37171 | Southside | $547,000 | $250 | -3.2% | 135 | 97.5% | — | — | 1 | $968 | researched Sep 20 |
| 37191 | Clarksville | $315,000 | $179 | 0% | 71 | 98.4% | 19% | 4.5 | 1,545 | $1,180 | researched Sep 17 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Tennessee) — Tennessee Property Tax Assessment: Property is assessed at a percentage of its fair market value: 25% for residential property. The tax amount is calculated by multiplying the assessed value by the local tax rate (per $100 of assessed value).
- The City Forum4.510.4 mi
- Honeysuckle Hill Farm4.129.6 mi
- Heritage Park Sports Complex4.57.3 mi
- Sky Zone Trampoline Park4.310.3 mi
- Bluegrass Splash Family Aquatic Center4.122.2 mi
- Golden Corral Buffet & Grill3.911.4 mi
- USAG-Fort Campbell Soldier Support Center4.110.1 mi
- F&M Bank Arena4.56 mi
- Clarksville Speedway & Fairgrounds4.39.7 mi
- Sky Zone Trampoline Park4.310.3 mi
- Regal Clarksville4.411.7 mi
- The City Forum4.510.4 mi
- Old Glory Distilling Co.4.612.3 mi
- Dunbar Cave State Park4.79.4 mi
- Clarksville Greenway4.97.9 mi
- Bell Witch Cave4.223.3 mi
- Fort Donelson National Battlefield-Tennessee4.822.4 mi
- Port Royal State Historic Park4.318.1 mi
- Customs House Museum and Cultural Center4.66 mi
- Jefferson Davis State Historic Site4.525.5 mi
- Dunbar Cave State Park4.79.4 mi
- Clarksville Greenway4.97.9 mi
- Heritage Park Sports Complex4.57.3 mi
- Rotary Park4.710.4 mi
- Port Royal State Historic Park4.318.1 mi
- Eastland Green Golf Course416.4 mi
- Swan Lake Golf Course3.99.6 mi
- The River Club Golf & Learning Center4.410.1 mi
- Cole Park Golf Course4.28 mi
- Clarksville Country Club4.69.7 mi
- Governor's Square Mall4.111.5 mi
- Publix Super Market at Shoppes at Peachers Mill4.610.2 mi
- Rural King4.45.4 mi
- Fort Campbell Main Exchange4.410.3 mi
- Publix Super Market at Walker Farms Shopping Center4.59.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Data retrieved from data.census.gov
applies when — Applies to residential parcels created as condominiums on or after January 1, 2009.
Governs the creation, management, and operation of condominium associations, including unit owner rights, common element maintenance, and assessment authority.
Tennessee Code Annotated, Title 66, Chapter 27.
applies when — Applies to residential parcels governed by a homeowners' association or declaration of covenants.
Imposes specific constraints on associations, including: vested rights for owners to maintain long-term rentals if covenants are amended, prohibition on foreclosure for failure to pay special assessments for nonessential amenities, and requirements for fidelity bonds.
Tennessee Code Annotated, Title 66, Chapter 27, Parts 6-10.
applies when — Applies to residential parcels encumbered by a deed of trust or mortgage containing a power of sale clause.
Allows for non-judicial foreclosure. Requires public notice at least 20 days in advance of the sale, published in a newspaper in the county and/or posted on the secretary of state's website. The trustee must be a licensed Tennessee attorney.
Tennessee Code Annotated, Title 35, Chapter 5; amended by HB1355 (2023) and HB1155 (2011).
Property is assessed at a percentage of its fair market value: 25% for residential property. The tax amount is calculated by multiplying the assessed value by the local tax rate (per $100 of assessed value).
Tennessee Code Annotated, Title 67, Chapter 5; assessments are based on status as of January 1 annually.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.