The story of this market
The typical home in Griggs County, North Dakota sells for about $131,831, or $105 per square foot.
Prices are down 8.46% from a year ago, which gives buyers more room to negotiate. Homes take about 120 days to sell, which is slow. The biggest natural hazard here is strong wind, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,014 a month.
HUD sets the fair market rent for a 2-bedroom at $1,014 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Monthly price momentum
Home values since 2015
+4.6%
ND · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,286
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Natural hazard exposure
The area's risk shape
89
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $3,115,155.
Mortgage activity
Home lending in this county
72.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 54 | 29 | 72.5% | 17.6% | $155,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Griggs County, North Dakota
The Griggs County housing market is characterized by low inventory and declining home values, reflecting broader rural economic trends. Sales activity remains limited, with a price-to-income ratio that suggests high affordability despite the downward pressure on valuations.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 2 cities · 4 ZIP reports
Median prices moved up 0.5% year over year.
Homes spend a median of 0 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0.35% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 9.0% — a stable, low-distress profile.
Deterministic aggregate of 3 researched ZIP reports of 4 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Griggs County, North Dakota — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical -1.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
| 58413 | Ashley | $155,000 | $187 | +150% | 120 | 98% | — | 6 | 20 | $710 | researched Sep 27 |
| 58414 | Binford | — | — | — | — | — | — | — | — | — | researched Sep 27 |
| 58425 | Cooperstown | $132,700 | — | — | — | — | — | — | — | $578 | researched Sep 27 |
| 58464 | McHenry | $145,000 | $98 | +3.5% | 84 | 96.5% | 8.3% | 6 | 12 | $850 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county economy is primarily agricultural with limited industrial development, resulting in a stable but slow-growth economic environment.
Property taxes are administered at the county level through the Griggs County Auditor's office, with assessments based on local property valuations and mill rates set by local taxing districts.
Recreational opportunities are centered on outdoor activities, including access to local parks and the Sheyenne River valley.
The rental market is limited in depth, primarily serving local residents with few short-term rental or investor-driven pressures.
The economy is heavily reliant on agriculture and local government services, with Cooperstown serving as the primary commercial hub.
Transportation is primarily served by state and county highway networks with no major public transit infrastructure.
The Griggs County Auditor oversees property assessments and tax collection processes.
Parcels are subject to local school district and county-wide special district levies.
The county has experienced a long-term trend of net domestic out-migration, consistent with broader rural North Dakota patterns.
North Dakota is a judicial foreclosure state, requiring court action to complete the foreclosure process.
Sellers are required to provide a property disclosure statement regarding the condition of the home.
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A historic site located in the county seat of Cooperstown.
Data retrieved from US Census Bureau QuickFacts and local county records.
applies when — Qualified individuals including seniors and individuals with permanent disabilities meeting specific income and asset thresholds
Provides a reduction in property tax liability based on income brackets, effectively lowering the tax burden for eligible homeowners.
N.D.C.C. Chapter 57-02
Allows for non-judicial foreclosure of real property mortgages through advertisement, subject to statutory notice and redemption requirements.
N.D.C.C. Chapter 35-22
Tax is calculated by multiplying the taxable value by the total millage rate. Taxable value is 4.5% of the true and full (market) value. Formula: (Market Value * 0.50 * 0.09) * (Mills / 1000) or more simply (Market Value * 0.045) * (Mills / 1000).
N.D.C.C. Chapters 57-02 through 57-35
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.