The story of this market
The typical home in Liberty County, Georgia sells for about $275,300, or $155 per square foot.
Prices are down 3.4% from a year ago, which gives buyers more room to negotiate. Homes take about 68 days to sell, which is slow. Over the long run, values in this county have grown 82% since 2000. Last year 3 of 8 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is hurricane, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,396 a month.
HUD sets the fair market rent for a 2-bedroom at $1,396 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+16.6%). Worst: 2011 (-7.5%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.1%
GA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,815
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 8 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
90
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $68,376,368.
Mortgage activity
Home lending in this county
75.6%
2019 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 2758 | 1272 | 75.3% | 6.8% | $165,000 |
| 2019 | 3408▲ | 1623▲ | 75.6%▲ | 8.7%▲ | $155,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Liberty County, Georgia
The Liberty County housing market is experiencing a period of price stabilization as inventory levels rise and year-over-year listing prices show a slight decline. High interest rates and a cooling demand environment are contributing to longer days on market compared to previous years. The market remains heavily influenced by the local military-driven economy, which provides a consistent baseline for housing demand.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2026) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 4 cities · 6 ZIP reports
Median prices moved up 3.1% year over year.
Homes spend a median of 46 days on market with 4.8 months of supply — a fast-moving market.
16% of listings have cut prices · homes sell at 98.1% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 14.2% — a stable, low-distress profile.
Deterministic aggregate of 2 researched ZIP reports of 6 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Liberty County, Georgia — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 16
researched Sep 16
researched Sep 16
| 31313 | Hinesville | $266,300 | $155 | +2.4% | 36 | 98.5% | 18% | 4.2 | 495 | $1,187 | researched Sep 16 |
| 31316 | Ludowici | $285,000 | $158 | +4.2% | 62 | 97.5% | 12% | 7.1 | 269 | $1,021 | researched Sep 16 |
| 31320 | Midway | $325,000 | $168 | +4.2% | 62 | 97.5% | 12% | 5.8 | 190 | $1,024 | researched Sep 16 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Liberty County reports crime rates generally consistent with regional averages for coastal Georgia, with property crime being the primary concern in more populated areas near Hinesville.
The Liberty County School System serves the area, with most schools maintaining moderate performance ratings; community focus remains on improving graduation rates and student support services.
The county faces moderate risk from tropical storms and hurricanes due to its coastal proximity, necessitating standard flood insurance coverage for many properties in low-lying zones.
Economic momentum is heavily tied to the presence of Fort Stewart, which serves as a major employer and anchor for local infrastructure and service-sector development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Georgia) — Homestead Exemption: Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied. State (Georgia) — Ad Valorem Property Tax Assessment: Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
The economy is dominated by the military sector via Fort Stewart, supplemented by retail, healthcare, and public administration services.
The county is served by U.S. Route 84 and State Route 119, providing primary access to the I-95 corridor and nearby Savannah.
The Liberty County Board of Assessors conducts annual property valuations to ensure assessments reflect current market conditions.
The county is served by the Liberty County School System and various municipal utility districts providing water and sewer services.
Property insurance premiums are influenced by coastal hazard exposure, with many residents requiring specialized wind and flood coverage.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A massive U.S. Army installation that serves as the primary economic engine for the county and surrounding region.
A central community space in Hinesville featuring walking trails, a lake, and event facilities for local gatherings.
Preserves the colonial history of the area, including the historic Midway Church and museum, attracting heritage tourism.
Data retrieved from data.census.gov
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Owner must occupy the property as their legal residence and have owned the property on January 1 of the tax year.
Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied.
O.C.G.A. § 48-5-40
Sellers are required to truthfully answer questions posed by buyers regarding the property's condition, though specific liability protections exist for non-disclosure of certain psychological impacts or non-material facts.
O.C.G.A. § 44-1-16
Allows lenders to foreclose on property without a court order provided the security deed contains a power of sale clause; requires specific notice and advertising procedures.
O.C.G.A. Title 44, Chapter 14, Article 7
Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
O.C.G.A. § 48-5-7
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.